San Diego County property record for 4595 Westridge Dr, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 873 sqft · built 1980 |
| Lot Size | 0.106 acres (4,633 sqft) |
| Owner | Company Name on File |
| Last Sale | $390,000 (Mar 2021) |
| Tax Bill | $4,838 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-421-45-00 |
| Primary APN | 161-421-45-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 873 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,633 sqft (0.106 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4595 WESTRIDGE DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 649 TR 009194 |
| Legal Subdivision | PEACOCK HILLS |
| Legal Tract | 009194 |
| Legal Block | 2 |
| Legal Lot Number | 649 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 19305 |
Source: San Diego County records · APN 161-421-45-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4595 WESTRIDGE DR, OCEANSIDE, CA 92056-2941 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 05, 2021 | Grant Deed, Transfer FIRST AMERICAN TTL SAN DIEGO |
| Sep 06, 2018 | Grant Deed, Transfer · ARM BANC OF CALIFORNIA NA |
| Aug 31, 2017 | Grant Deed, Construction Loan · Construction Mortgage 212 LOANS OF CALIFORNIA LLC |
| Aug 31, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2021 · Amount on Record |
| Deed Sale | Mar 05, 2021 · Amount on Record |
| Prior Sale | Aug 31, 2017 · Amount on Record |
| Deed Document Number | 2021175235 |
| Prior Transfer Date | Jun 16, 2015 |
| Prior Transfer Doc | 0000310594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 05, 2021 |
| Property Address | 4595 WESTRIDGE DR, OCEANSIDE, CA 92056-2941 |
| Document Number | 0000175235 |
| Map Reference | MAP 9194 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021-0175235 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4595 WESTRIDGE DR, OCEANSIDE, CA 92056-2941 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 06, 2018 |
| Property Address | 4595 WESTRIDGE DR, OCEANSIDE, CA 92056-2941 |
| Document Number | 0000370042 |
| Map Reference | MAP NO 9194 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 2018-0370042 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7515 METROPOLITAN DR STE 405, 405, SAN DIEGO, CA 92108-4403 |
| Document Number | 0000370043 |
|---|---|
| Date | Sep 06, 2018 |
| Instrument | 2018-0370043 |
| Name | BANC OF CALIFORNIA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Oct 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 31, 2017 |
| Property Address | 4595 WESTRIDGE DR, OCEANSIDE, CA 92056-2941 |
| Document Number | 0000402029 |
| Map Reference | MAP9194 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 2017-0402029 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7515 METROPOLITAN DR STE 405, 405, SAN DIEGO, CA 92108-4403 |
| Mail Care Of | ALLEGRA SAN DIEGO |
| Document Number | 0000402030 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017-0402030 |
| Name | 212 LOANS OF CALIFORNIA LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 31, 2018 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 31, 2017 |
| Property Address | 4595 WESTRIDGE DR, OCEANSIDE, CA 92056-2941 |
| Document Number | 0000402028 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 402028 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $293.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5030 CAMINO DE LA SIESTA #210 SAN DIEGO CA 921083118, 210, SAN DIEGO, CA 92108-3118 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $430,586 (+2%) Land $302,166 Building $128,420 | |
| 2025 | $4,838.00 (+8.6%) | $422,144 (+4.04%) Land $296,242 Building $125,902 |
| 2023 | $4,455.00 (+0.27%) | $405,754 Land $284,740 Building $121,014 |
| 2022 | $4,443.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730193052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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