4595 W Clare Rd, Clare, IL 60111 Property Records

DeKalb County property record for 4595 W Clare Rd, Clare, IL 60111

Property Summary

Property Type	Single Family Home
Lot Size	42.9 acres (1,870,466 sqft)
Owner	2 Company Names on File
Tax Bill	$11,972 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-23-200-004`

Property Details

APN / Parcel Number

Primary APN	`04-23-200-004`

Exterior

Lot Area	1,870,466 sqft (42.9 acres)

Location & Zoning

Account Number	0423200004
Street Address	4595 W CLARE RD
City	CLARE
State	IL
Zip	60111-9150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PT S1/2 W1/2 NE1/4
Jurisdiction	DE KALB IL
Township / Civil Division	SOUTH GROVE
Census Block Group	1
Census Block	1013
Census Tract	300

Owner

4595 W Clare Rd is owned by a company that acquired it in September 2010.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Company Names on File
Mailing Address	26645 SCHAFER RD, CLARE, IL 60111-9128
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BK
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit RESOURCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2010
Deed Sale	Sep 15, 2010
Deed Document Number	201010409
Prior Transfer Date	Sep 13, 2010
Prior Transfer Doc	0000010409
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	4595 W CLARE RD, CLARE, IL 60111-9150
Document Number	0000009982
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4585 W CLARE RD CLARE IL 60111, CLARE, IL 60111

Mortgage

Document Number	0000009982
Date	Oct 29, 2019
Instrument	9982

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	4595 W CLARE RD, CLARE, IL 60111-9150
Document Number	0000007275
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4595 W CLARE RD CLARE IL 601119150, CLARE, IL 60111-9150

Mortgage

Document Number	0000007275
Date	Jul 30, 2018
Instrument	7275

Lender

Name	RESOURCE BK
Type	Bank
Address	MALTA, IL 60150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 29, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	South Grove Township
Unified School District	Hiawatha Community Unit School District 426 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,148 Land $25,355 Building $123,793
2024	$11,972.00
2023		$129,248 Land $21,518 Building $107,730
2018			$311,106 Land $46,527 Building $264,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4595 W Clare Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4595 W Clare Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
E-vergent Fixed Wireless	40 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Frontier, Rise Broadband.

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