Onondaga County and Clay Town property record for 4595 Verplank Rd, Clay, NY 13041
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1955 |
| Lot Size | 0.401 acres (17,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (May 2018) |
| Tax Bill | $3,319 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 312489 043.-01-22.0 |
| Primary APN | 312489 043.-01-22.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 17,500 sqft (0.401 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 224 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4595 VERPLANK RD |
|---|---|
| City | CLAY |
| State | NY |
| Zip | 13041-8629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | FL 25 1164838 |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ONONDAGA NY |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11300 |
4595 Verplank Rd is owned and occupied by an individual who bought it in May 2018.
Source: Onondaga County and Clay Town records, as of May 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4595 VERPLANK RD, CLAY, NY 13041-8629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Nov 4, 2019 | Deed of Trust, Mortgage · Balloon Mortgage SECNY FEDERAL CREDIT UNION |
| May 16, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2018 · Amount on File |
| Deed Sale | May 16, 2018 · Amount on File |
| Prior Sale | Oct 28, 2010 · Amount on File |
| Deed Document Number | 201820767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4595 VERPLANK RD, CLAY, NY 13041-8629 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000026153 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 20210-00026153 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4595 VERPLANK RD, CLAY, NY 13041-8629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 19000041539 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 190-00041539 |
| Name | SECNY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | May 16, 2018 |
| Property Address | 4595 VERPLANK RD, CLAY, NY 13041-8629 |
| Document Number | 18000020767 |
| Instrument Date | May 14, 2018 |
| Instrument | 180-00020767 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4870 W TAFT RD, LIVERPOOL, NY 13088-4810 |
| Document Number | 18000020768 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 180-00020768 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 4595 Verplank Rd was $3,319.
Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Clay Town |
| Unified School District | North Syracuse Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,319.00 | $3,500 Land $1,000 Building $2,500 | $145,833 Land $41,667 Building $104,166 |
| 2023 | $3,500 Land $1,000 Building $2,500 | $117,450 Land $33,557 Building $83,893 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4595 Verplank Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4595 Verplank Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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