4595 Mountaingate Dr, Reno, NV 89519 Property Records

Washoe County property record for 4595 Mountaingate Dr, Reno, NV 89519

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,858 sqft · built 1998
Lot Size	0.514 acres (22,390 sqft)
Owner	2 Trust Names on File
Last Sale	$850,000 (Dec 2003)
Tax Bill	$7,879 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`214-062-14`

Property Details

APN / Parcel Number

Primary APN	`214-062-14`
Alternative APN	`143311`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,858 sqft Living Area
1st Floor Area	2,858 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1998
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Material	Concrete
Lot Area	22,390 sqft (0.514 acres)
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	264 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	143311
Street Address	4595 MOUNTAINGATE DR
City	RENO
State	NV
Zip	89519-7943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	JUNIPER RIDGE 4 LT 401 BLK A
Legal Range	19
Legal Township	19
Legal Subdivision	JUNIPER RIDGE 4
Legal Block	A
Legal Lot Number	401
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	4
Census Block	4018
Census Tract	1103

Owner

4595 Mountaingate Dr is owner-occupied and held in a trust since May 2025.

Source: Washoe County records, as of January 8, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	4595 MOUNTAINGATE DR, RENO, NV 89519-7943
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE TURNKEY FOUNDATION INC
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE TURNKEY FOUNDATION INC THE TURNKEY FOUNDATION INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 18, 2003 · Amount on File
Deed Sale	Dec 18, 2003 · Amount on File
Prior Sale	Dec 18, 2003 · Amount on File
Deed Document Number	0002970448
Last Transfer Date	May 19, 2025
Transfer Doc	0005540488
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4595 MOUNTAINGATE DR, RENO, NV 89519-7943
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005276415
Date	Feb 11, 2022
Instrument	5276415

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4595 MOUNTAINGATE DR, RENO, NV 89519-7943
Document Number	0005065927
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4595 MOUNTAINGATE DR RENO NV 895197943, RENO, NV 89519-7943

Mortgage

Document Number	0005065927
Date	Aug 17, 2020
Instrument	5065927

Lender

Name	THE TURNKEY FOUNDATION INC THE TURNKEY FOUNDATION INC
Type	Bank
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4595 Mountaingate Dr was $7,879.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,879.00	$282,776 Land $112,000 Building $170,776	$807,931 Land $320,000 Building $487,931
2023	$7,432.00	$268,128 Land $105,000 Building $163,128	$766,080 Land $300,000 Building $466,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4595 Mountaingate Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4595 Mountaingate Dr is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of Nevada
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	500 / 500
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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