4595 Koa St, Kapaa, HI 96746 Property Records

State of Hawaii and Kauai County property record for 4595 Koa St, Kapaa, HI 96746

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,033 sqft · built 1971
Lot Size0.224 acres (9,749 sqft)
OwnerIndividual Name on Record
Last Sale$510,000 (Jun 2016)
Tax Bill$1,565 (2025)
Deeds & MortgagesApr 2026 Mortgage
APN4-4-5-009-048

Property Details

APN / Parcel Number

Primary APN4-4-5-009-048
Alternative APNs
  • 4-4-5-009-048-0000
  • 450090480000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,033 sqft Living Area
Gross Area3,083 sqft
1st Floor Area1,986 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,749 sqft (0.224 acres)
Garage TypeCarport
Garage Area1,080 sqft
CarportCarport
Carport Area1,080 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area86 sqft
Deck Area89 sqft
Patio Area222 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address4595 KOA ST
CityKAPAA
StateHI
Zip96746-1622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPA-A
Legal DescriptionLOT 2-A CONS POR LOT 2 GR 13187 KAPAA TOWN LOTS BLK J 9749 SF
Legal SubdivisionKAPAA TOWN LOTS BLOCK J
Legal BlockJ
Legal Lot Number2-A
JurisdictionKAUAI HI
Township / Civil DivisionKAPAA
Census Block Group2
Census Block2013
Census Tract40302

Owner

Source: State of Hawaii and Kauai County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1224, KILAUEA, HI 96754-1224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2016 · Amount on Record
Deed SaleJun 14, 2016 · Amount on Record
Deed Document Number201660090492
Prior Transfer DateMay 19, 2011
Prior Transfer Doc0000100005
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Recording DateApr 27, 2026
Property Address4595 KOA ST, KAPAA, HI 96746-1622
Document Number9613000164
Book / Page9613 / 164
Instrument DateApr 21, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9613000164,
DateApr 27, 2026
Book Page9613/164
Lender
NameDEEPHAVEN MTG LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: State of Hawaii and Kauai County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyKauai County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$784,000 (+3%) Land $482,600 Building $301,400$982,300 (-0.55%) Land $604,700 Building $377,600
2025$1,565.00 (+3.78%) Homeowner's exemption$761,200 (+3%) Land $435,000 Building $326,200$987,700 (-2.78%) Land $564,400 Building $423,300
2024$1,508.00 (-6.22%)$739,000 (+3%)$1,015,900 (+10.46%)
2023$1,608.00 Homeowner's exemption$717,500$919,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 69 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies411 units insured
incl. 342 condo units
Nearby Flood Claims2 (2019–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · lower than 62% of Hawaii
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIHUE-KAPAA
serves 34,854 people · EPA ID HI0000400
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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