4595 Independence Dr, Clarkston, MI 48346 Property Records

Oakland County property record for 4595 Independence Dr, Clarkston, MI 48346

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,035 sqft · built 1957
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on File
Last Sale	$240,000 (May 2023)
Tax Bill	$4,085 (2025)
Deeds & Mortgages	Jun 2023 Transfer May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J-08-34-328-009`

Property Details

APN / Parcel Number

Primary APN	`J-08-34-328-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
1st Floor Area	1,035 sqft
Basement Area	1,035 sqft
Unfinished Basement	1,035 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4595 INDEPENDENCE DR
City	CLARKSTON
State	MI
Zip	48346-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	T4N, R9E, SEC 34 PELTON HEIGHTS SUB NO 1 LOT 23
Legal Range	9E
Legal Township	4N
Legal Section	34
Legal Subdivision	PELTON HEIGHTS NO 1
Legal Lot Number	23
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2011
Census Tract	127400

Owner

4595 Independence Dr is owned by a company that bought it in May 2023.

Source: Oakland County records, as of July 16, 2026

Owner of Record	Company Name on File
Mailing Address	2254 VERMILLION CURV, SAINT PAUL, MN 55129-6224
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Quit Claim Deed, Transfer Quitclaim
May 11, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Feb 8, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Document Number	202352083
Deed Book / Page	58598 / 766
Prior Transfer Date	May 9, 2023
Prior Transfer Doc	0000064939
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 14, 2023
Property Address	4595 INDEPENDENCE DR, CLARKSTON, MI 48346-3729
Document Number	0000064939
Book / Page	58670 / 586
Map Reference	LB 80 PG 38&39
Instrument Date	May 9, 2023
Instrument	64939
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4595 INDEPENDENCE DR, CLARKSTON, MI 48346-3729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 EAGLE SPRINGS CT, CLARKSTON, MI 48348-5044

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 11, 2023
Property Address	4595 INDEPENDENCE DR, CLARKSTON, MI 48346-3729
Document Number	0000052083
Book / Page	58598 / 766
Map Reference	LB 80 PG 38&39
Instrument Date	May 9, 2023
Instrument	52083
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	CENTURY TITLE AGENCY SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4595 INDEPENDENCE DR, CLARKSTON, MI 48346-3729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4595 INDEPENDENCE DR, CLARKSTON, MI 48346-3729

Mortgage

Document Number	0000052084
Date	May 11, 2023
Book Page	58598/768
Instrument	52084

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 1, 2019
Property Address	4595 INDEPENDENCE DR, CLARKSTON, MI 48346-3729
Document Number	0000067700
Book / Page	52785 / 00376
Map Reference	LB 80 PG 38&39
Instrument Date	Apr 26, 2019
Instrument	67700
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4595 INDEPENDENCE DR, 4595, CLARKSTON, MI 48346-3729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4595 INDEPENDENCE DR, CLARKSTON, MI 48346-3729

Mortgage

Document Number	0000067701
Date	May 1, 2019
Instrument	67701

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 8, 2018
Property Address	4595 INDEPENDENCE DR, CLARKSTON, MI 48346-3729
Document Number	0000020698
Book / Page	51544 / 00577
Map Reference	LB 80 PG 38&39
Instrument Date	Jan 17, 2018
Instrument	20698
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4595 INDEPENDENCE DR, CLARKSTON, MI 48346-3729
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020699
Date	Feb 8, 2018
Instrument	20699

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4595 Independence Dr was $4,085, down 25.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,085.00 (-25.79%)	$107,300 Land $37,500 Building $69,800	$214,600 Land $75,000 Building $139,600
2024	$5,505.00
2023		$85,100 (+12.86%) Land $28,100 Building $57,000	$170,200 (+12.86%) Land $56,200 Building $114,000
2022	$2,346.00 Homeowner's exemption	$75,400 Land $25,500 Building $49,900	$150,800 Land $51,000 Building $99,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4595 Independence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4595 Independence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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