4595 Herd Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 4595 Herd Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,171 sqft · built 1976
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Apr 2023)
Tax Bill	$2,264 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Apr 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`010-024-026-00`

Property Details

APN / Parcel Number

Primary APN	`010-024-026-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,171 sqft Living Area
1st Floor Area	1,171 sqft
Basement Area	1,171 sqft
Unfinished Basement	1,171 sqft
Flooring	Carpet

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	102,366 sqft (2.35 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4595 HERD RD
City	METAMORA
State	MI
Zip	48455-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 24 T6N R9E THE N 277 FT OF THE S 1321.79 FT OF THE W 345 FT OF THE SW 1/4 OF NW 1/4.
Legal Range	09E
Legal Township	06N
Legal Section	24
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2003
Census Tract	342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4595 HERD RD, METAMORA, MI 48455-9114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NFM INC
Apr 3, 2023	Warranty Deed, Transfer · FHA Mortgage NFM INC
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FIN'L INC
Jan 30, 2019	Grant Deed, Transfer
Jan 25, 2019	Warranty Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 30, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jun 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Jan 25, 2019 · Amount on Record
Deed Book / Page	3344 / 331
Prior Transfer Date	Oct 24, 2018
Prior Transfer Doc	0029920400
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4595 HERD RD, METAMORA, MI 48455-9114
Transaction Type	Mortgage
Record Updated	May 4, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4595 HERD RD, METAMORA, MI 48455-9114

Mortgage

Document Number	0033430449
Date	Mar 28, 2023
Book Page	3343/449

Lender

Name	NFM INC
Type	Mortgage Company
Address	21080

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 3, 2023
Property Address	4595 HERD RD, METAMORA, MI 48455-9114
Document Number	0033440331
Book / Page	3344 / 331
Instrument Date	Mar 21, 2023
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4595 HERD RD, METAMORA, MI 48455-9114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 RAIL VIEW CT, SHELBY TOWNSHIP, MI 48316-5707

Mortgage

Document Number	0033430109
Date	Mar 24, 2023
Book Page	3343/109

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4595 HERD RD, METAMORA, MI 48455-9114
Document Number	0031380861
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4595 HERD RD METAMORA MI 484559114, METAMORA, MI 48455-9114

Mortgage

Document Number	0031380861
Date	Oct 20, 2020
Book Page	003138/000861

Lender

Name	STAUNTON FIN'L INC
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 30, 2019
Property Address	4595 HERD RD, METAMORA, MI 48455-9114
Document Number	0030060568
Book / Page	003006 / 000568
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	Mar 8, 2019

Transaction

Amount	Amount Recorded
Tax	$897.82
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4595 HERD RD METAMORA MI 484559114, METAMORA, MI 48455-9114

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 25, 2019
Property Address	4595 HERD RD, METAMORA, MI 48455-9114
Document Number	0030060133
Book / Page	3006 / 133
Instrument Date	Jan 17, 2019
Instrument	105
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6354 GALE RD, ATLAS, MI 48411-7702

Mortgage

Document Number	0030060136
Date	Jan 25, 2019
Book Page	3006/136

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 30, 2018
Property Address	4595 HERD RD, METAMORA, MI 48455-9114
Document Number	0029920400
Book / Page	002992 / 000400
Instrument Date	Oct 24, 2018
Transaction Type	Foreclosure
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$883.11
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4595 HERD RD METAMORA MI 484559114, METAMORA, MI 48455-9114
Investor	Possibly a Property Investor

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 8, 2018
Property Address	4595 HERD RD, METAMORA, MI 48455-9114
Document Number	0029640932
Book / Page	002964 / 000932
Instrument Date	May 30, 2018
Transaction Type	Transfer
Record Updated	Aug 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4595 HERD RD METAMORA MI 484559114, METAMORA, MI 48455-9114

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,400 (+10.86%)	$232,800 (+10.86%)
2025	$2,264.00 (+3.47%) Homeowner's exemption	$105,000 (+11.94%)	$210,000 (+11.94%)
2024	$2,188.00 (+37.09%)
2023		$93,800	$187,600
2022	$1,596.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Brightspeed.

Nearby Properties on Herd Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures