45945 Graystone Ln, Canton, MI 48187 Property Records

Wayne County property record for 45945 Graystone Ln, Canton, MI 48187

Property Summary

Property Type	Condominium
Details	2 ba · 1,389 sqft · built 2004
Owner	Individual Name on File
Last Sale	$249,900 (Feb 2023)
Tax Bill	$4,847 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71061010129000`

Property Details

APN / Parcel Number

Primary APN	`71061010129000`
Alternative APN	`71 061 02 0129 000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,389 sqft Living Area
1st Floor Area	1,031 sqft
Basement Area	731 sqft
Unfinished Basement	731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45945 GRAYSTONE LN
City	CANTON
State	MI
Zip	48187-6622
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 129 REPLAT NO 3 WAYNE COUNTY CONDO SUB PLAN NO. 702 AKA THE TRADITIONS AT CAMBRIDGE T2S R8E L52194 OF DEEDS P 304 TO 330
Legal Subdivision	THE TRADITIONS AT CAMBRIDGE
Legal Lot Number	0129
Legal Unit	129
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	3
Census Block	3001
Census Tract	564402

Owner

45945 Graystone Ln, a condominium, is owned and occupied by an individual who bought it in February 2023.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	45945 GRAYSTONE LN, CANTON, MI 48187-6622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORP
Oct 7, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Apr 27, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023 · Amount on File
Deed Sale	Feb 2, 2023 · Amount on File
Prior Sale	May 4, 2016 · Amount on File
Deed Document Number	202322369
Deed Book / Page	58064 / 631
Prior Transfer Date	Jan 24, 2012
Prior Transfer Doc	0496410463
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 2, 2023
Property Address	45945 GRAYSTONE LN, CANTON, MI 48187-6622
Document Number	0580640631
Book / Page	58064 / 631
Map Reference	LB 37933 PG 9-88
Instrument Date	Jan 27, 2023
Instrument	2023022369
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2123 NW PACIFIC YEW PL, ISSAQUAH, WA 98027-8642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45945 GRAYSTONE LN, CANTON, MI 48187-6622

Mortgage

Document Number	0580610495
Date	Feb 1, 2023
Book Page	58061/495
Instrument	2023021050

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45945 GRAYSTONE LN, CANTON, MI 48187-6622
Document Number	0561191345
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45945 GRAYSTONE LN CANTON MI 481876622, CANTON, MI 48187-6622

Mortgage

Document Number	0561191345
Date	Oct 13, 2020
Book Page	056119/001345
Instrument	295159

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Oct 12, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45945 GRAYSTONE LN, CANTON, MI 48187-6622
Document Number	0558820680
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45945 GRAYSTONE LN CANTON MI 481876622, CANTON, MI 48187-6622

Mortgage

Document Number	0558820680
Date	Jul 6, 2020
Book Page	055882/000680
Instrument	200098

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45945 Graystone Ln was $4,847 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Plymouth-Canton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,400 (+11.73%)	$306,800 (+11.73%)
2025	$4,847.00 Homeowner's exemption	$137,300	$274,600
2023	$4,510.00 Homeowner's exemption	$119,900	$239,800
2019	$4,388.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45945 Graystone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45945 Graystone Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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