45940 Grammercy Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 45940 Grammercy Ter, Sterling, VA 20166

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,960 sqft · built 2013
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Dec 2023)
Tax Bill	$4,606 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`034-40-4602-000`

Property Details

APN / Parcel Number

Primary APN	`034-40-4602-000`
Alternative APN	`95 C 4 150`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	3 Stories
Building Area	1,960 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Area	200 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	45940 GRAMMERCY TER
City	STERLING
State	VA
Zip	20166-7806
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH6
Legal Description	TOWNES AT AUTUMN OAKS SEC.3 LOT 150 201209180072146/7P
Legal Subdivision	TOWNES AT AUTUMN OAKS
Legal Block	2
Legal Lot Number	150
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2010
Census Tract	611702

Owner

45940 Grammercy Ter, a townhouse, is owned and occupied by two individuals who bought it in December 2023.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45940 GRAMMERCY TER, STERLING, VA 20166-7806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
Oct 17, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Oct 17, 2022 · Amount on File
Deed Document Number	202351500
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Dec 29, 2023
Property Address	45940 GRAMMERCY TER, STERLING, VA 20166-7806
Document Number	0000051500
Instrument Date	Dec 21, 2023
Instrument	202312290051500
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45940 GRAMMERCY TER, STERLING, VA 20166-7806

Mortgage

Document Number	0000051501
Date	Dec 29, 2023
Instrument	202312290051501

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 17, 2022
Property Address	45940 GRAMMERCY TER, STERLING, VA 20166-7806
Document Number	0000057711
Instrument Date	Oct 14, 2022
Instrument	202210170057711
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	HIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45940 GRAMMERCY TER, STERLING, VA 20166-7806

Mortgage

Document Number	0000057712
Date	Oct 17, 2022
Instrument	202210170057712

Lender

Name	GUARANTEED RATE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45940 Grammercy Ter was $4,606, down 1.5% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,606.00 (-1.48%)	$572,290 (-1.46%) Land $195,000 Building $377,290	$572,290 (-1.46%) Land $195,000 Building $377,290
2025	$4,675.00	$580,780 Land $195,000 Building $385,780	$580,780 Land $195,000 Building $385,780
2023	$4,839.00	$553,050 Land $195,000 Building $358,050	$553,050 Land $195,000 Building $358,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45940 Grammercy Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45940 Grammercy Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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