4594 Tomahawk Point Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4594 Tomahawk Point Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 2,576 sqft · built 2008
Lot Size	8.64 acres (376,575 sqft)
Owner	Individual Name on File
Tax Bill	$5,358 (2026)
Deeds & Mortgages	May 2022 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`375-0032-00050`

Property Details

APN / Parcel Number

Primary APN	`375-0032-00050`
Alternative APN	`858045`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,576 sqft Gross Area
1st Floor Area	2,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Block
Construction Type	Frame
Lot Area	376,575 sqft (8.64 acres)
Garage Area	1,088 sqft

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	200 sqft
Cabin	324 sqft
Storage Building	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	858045
Street Address	4594 TOMAHAWK POINT RD
City	DULUTH
State	MN
Zip	55803-8334
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 5 BLOCK 1 SERIAL #
Legal Subdivision	HAY CREEK BAY
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	1
Census Block	1027
Census Tract	10602

Owner

Source: St. Louis County records · APN 375-0032-00050

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14950 WACO ST NW, ANOKA, MN 55303-5139
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 09, 2022	Deed of Trust, Mortgage · Line of Credit BOUNDARY WATERS BANK
Sep 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Aug 31, 2018	Loan Modification, Mortgage AMERICAN BK/NORTH
Aug 31, 2018	Loan Modification, Mortgage AMERICAN BK/NORTH
Sep 08, 2017	Loan Modification, Mortgage AMERICAN BK/THE NORTH
Sep 08, 2017	Loan Modification, Mortgage AMERICAN BK/THE NORTH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4594 TOMAHAWK POINT RD, DULUTH, MN 55803-8334
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001056376
Date	May 09, 2022
Instrument	1056376

Lender

Name	BOUNDARY WATERS BANK
Type	Bank
Address	MINNEAPOLIS, MN 55449

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4594 TOMAHAWK POINT RD, DULUTH, MN 55803-8334
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001046230
Date	Sep 02, 2021
Instrument	1046230

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4594 TOMAHAWK POINT RD, DULUTH, MN 55803-8334
Document Number	0001002525
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14950 WACO ST NW RAMSEY MN 553035139, RAMSEY, MN 55303-5139

Mortgage

Document Number	0001002525
Date	Sep 11, 2018
Instrument	1002525

Lender

Name	AMERICAN BK/NORTH
Type	Bank
Address	HIBBING, MN 55746

Agreement

Term	36 Months
Due	Sep 10, 2021

Interest

Rate	7.25%

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4594 TOMAHAWK POINT RD, DULUTH, MN 55803-8334
Document Number	0001002524
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14950 WACO ST NW RAMSEY MN 553035139, RAMSEY, MN 55303-5139

Mortgage

Document Number	0001002524
Date	Sep 11, 2018
Instrument	1002524

Lender

Name	AMERICAN BK/NORTH
Type	Bank
Address	HIBBING, MN 55746

Agreement

Term	36 Months
Due	Sep 10, 2021

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4594 TOMAHAWK POINT RD, DULUTH, MN 55803-8334
Document Number	000T990125
Instrument Date	Sep 08, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14950 WACO ST NW RAMSEY MN 553035139, RAMSEY, MN 55303-5139

Mortgage

Document Number	000T990125
Date	Sep 25, 2017
Instrument	T990125

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	HIBBING, MN 55746

Agreement

Term	12 Months
Due	Sep 24, 2018

Interest

Rate	5.14%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4594 TOMAHAWK POINT RD, DULUTH, MN 55803-8334
Document Number	000T994621
Instrument Date	Sep 08, 2017
Transaction Type	Mortgage
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14950 WACO ST NW RAMSEY MN 553035139, RAMSEY, MN 55303-5139

Mortgage

Document Number	000T994621
Date	Jan 25, 2018
Instrument	T994621

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	HIBBING, MN 55746

Agreement

Term	12 Months
Due	Jan 24, 2019

Interest

Rate	6.14%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,358.00 (+19.17%)
2025	$4,496.00 (+4.17%)	$788,500 (+78.27%) Land $123,100 Building $665,400	$788,500 (+78.27%) Land $123,100 Building $665,400
2024	$4,316.00	$442,300 (+28.95%) Land $121,300 Building $321,000	$442,300 (+28.95%) Land $121,300 Building $321,000
2022		$343,000 Land $113,700 Building $229,300	$343,000 Land $113,700 Building $229,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 18% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Telephone Company	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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