45928 248th St, Colton, SD 57018 Property Records

Minnehaha County property record for 45928 248th St, Colton, SD 57018

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,030 sqft · built 1974
Lot Size	8.86 acres (385,942 sqft)
Owner	2 Trust Names on Record
Last Sale	$105,000 (Jul 2013)
Tax Bill	$4,930 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-01-24-300-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-01-24-300-002-000`
Alternative APN	`19708`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,030 sqft Finished Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	850 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Metal
Lot Area	385,942 sqft (8.86 acres)
Garage Type	Mixed
Garage Area	1,756 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	304 sqft
Patio Area	360 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane
Water Source	Cistern

Location & Zoning

Account Number	19708
Street Address	45928 248TH ST
City	COLTON
State	SD
Zip	57018-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C;COMMERCI
Legal Description	E613 W1807 S638 (EX H-3) SW14 24- 104-52 BUFFALO TOWNSHIP 104-52
Legal Range	52
Legal Township	104
Legal Section	24
Legal Subdivision	46000
Jurisdiction	MINNEHAHA SD
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2038
Census Tract	10200

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	45928 248TH ST, COLTON, SD 57018-5016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage PLAINS COMMERCE BANK
Apr 9, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Oct 19, 2021	Deed of Trust, Mortgage · VA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2013 · Amount on Record
Deed Sale	Jul 16, 2013 · Amount on Record
Deed Document Number	2013321219
Deed Book / Page	550 / 583
Prior Transfer Date	Jul 10, 2013
Prior Transfer Doc	0000321219
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	May 20, 2026
Property Address	45928 248TH ST, COLTON, SD 57018-5016
Document Number	0000159152
Book / Page	2016-M / 441
Instrument Date	May 18, 2026
Instrument	2026159152
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45928 248TH ST, COLTON, SD 57018-5016

Mortgage

Document Number	0000159152,
Date	May 20, 2026
Book Page	2016-M/441
Instrument	2026159152

Lender

Name	PLAINS COMMERCE BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	45928 248TH ST, COLTON, SD 57018-5016
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG1982/444
Date	Apr 9, 2024
Book Page	MTG 1982/444

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	1620 DODGE ST, OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 8, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	45928 248TH ST, COLTON, SD 57018-5016
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7502 E 45TH ST, SIOUX FALLS, SD 57110-6452

Mortgage

Document Number	001981/411
Date	Mar 12, 2024
Book Page	1981/411

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	1620 DODGE ST STOP 3145, OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	45928 248TH ST, COLTON, SD 57018-5016
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1937MTG/39
Date	Oct 19, 2021
Book Page	1937 MTG/39

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Buffalo Township
Unified School District	Tri-Valley School District 49-6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,105 (-1.1%) Land $89,999 Building $332,106	$422,105 Land $89,999 Building $332,106
2025	$4,930.00	$426,800 (+11.79%) Land $91,000 Building $335,800
2024	$4,930.00 (+18.8%)	$381,800 (+24.28%) Land $91,000 Building $290,800
2022	$4,150.00	$307,200 Land $63,600 Building $243,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	KINGBROOK I RURAL WATER SYSTEM
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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