Lancaster County property record for 4592 Windmill Point Rd, White Stone, VA 22578 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,232 sqft · built 1965 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Aug 2019) |
| Tax Bill | $9 (2025) |
| Deeds & Mortgages | Apr 2020 Transfer Aug 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 36 77A |
| Primary APN | 36 77A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 1,232 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,284 sqft (0.81 acres) |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 408 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Utility Building | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12824 |
|---|---|
| Street Address | 4592 WINDMILL POINT RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ISLAND .81 AC LR20/722 |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30301 |
Source: Lancaster County records · APN 36 77A
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1607 DARRELL DR, MIDLOTHIAN, VA 23114-4550 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2020 | Intrafamily Transfer, Transfer |
| Aug 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on Record |
| Deed Sale | Aug 23, 2019 · Amount on Record |
| Deed Document Number | 20191319 |
| Last Transfer Date | Mar 30, 2020 |
| Transfer Doc | 0000000722 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Apr 17, 2020 |
| Property Address | 4592 WINDMILL POINT RD, WHITE STONE, VA 22578-3113 |
| Document Number | 200000722 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 200000722 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1607 DARRELL DR, MIDLOTHIAN, VA 23114-4550 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Aug 23, 2019 |
| Property Address | 4592 WINDMILL POINT RD, WHITE STONE, VA 22578-3113 |
| Document Number | 190001319 |
| Instrument Date | Aug 08, 2019 |
| Instrument | 190001319 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1604 DARRELL DR, MIDLOTHIAN, VA 23114-4556 |
| Investor | Possibly a Property Investor |
| Document Number | 190001320 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 190001320 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Sep 01, 2042 |
| Rate Type | Fixed Rate |
|---|
Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9.00 (-98.62%) | $167,400 (+62.21%) Land $20,000 Building $147,400 | $167,400 (+62.21%) Land $20,000 Building $147,400 |
| 2023 | $650.00 | $103,200 Land $20,000 Building $83,200 | $103,200 Land $20,000 Building $83,200 |
Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030303011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 69 individual NFIP policies nearby |
| Nearby Flood Policies | 77 units insured 8 under condo master policies |
| Nearby Flood Claims | 7 (2003–2024) |
| Most Recent Claim | Sep 2024, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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