Hamilton County property record for 4592 Orchard Ln, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,168 sqft · built 1950 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jan 2020) |
| Tax Bill | $3,815 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0210-0450-00 |
| Primary APN | 600-0210-0450-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| 1st Floor Area | 942 sqft |
| Attic | Attic |
| Attic Area | 226 sqft |
| Basement Area | 942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Dimensions | 169 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4592 ORCHARD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORCHARD LN 56 X 169.39 IRR R1-T4-S13 NE |
| Legal Range | 01 |
| Legal Township | 04 |
| Legal Section | 13 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 24001 |
4592 Orchard Ln is owned by an individual who bought it in January 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4600 ORCHARD LN, CINCINNATI, OH 45236-3216 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jan 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2020 · Amount on File |
| Deed Sale | Jan 15, 2020 · Amount on File |
| Prior Sale | Sep 9, 2002 · Amount on File |
| Deed Document Number | 0000005036 |
| Deed Book / Page | 14084 / 01962 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4592 ORCHARD LN, CINCINNATI, OH 45236-3214 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000056256 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 14411/3300 |
| Instrument | 2021-0056256 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 15, 2020 |
| Property Address | 4592 ORCHARD LN, CINCINNATI, OH 45236-3214 |
| Document Number | 0000005036 |
| Book / Page | 014084 / 001962 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 5036 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4600 ORCHARD LN CINCINNATI OH 452363216, CINCINNATI, OH 45236-3216 |
| Document Number | 5037 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 014084/001964 |
| Instrument | 5037 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 14, 2050 |
The 2025 property tax bill for 4592 Orchard Ln was $3,815, down 0.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Indian Hill Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,815.00 (-0.05%) | $92,386 (+%) Land $36,263 Building $56,123 | |
| 2024 | $3,817.00 (+4.78%) | $92,385 (-) Land $36,263 Building $56,122 | |
| 2023 | $3,643.00 (+13.67%) | $92,385 (+38.92%) Land $36,263 Building $56,122 | $263,960 Land $103,610 Building $160,350 |
| 2022 | $3,205.00 Homeowner's exemption | $66,501 Land $20,430 Building $46,071 | |
| 2020 | $190,000 Land $58,370 Building $131,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4592 Orchard Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4592 Orchard Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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