4591 Upham St, Wheat Ridge, CO 80033 Property Records

Jefferson County property record for 4591 Upham St, Wheat Ridge, CO 80033

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,166 sqft · built 1952
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Oct 2018)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-231-13-020`

Property Details

APN / Parcel Number

Primary APN	`39-231-13-020`
Alternative APNs	`300026831` `26831`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,166 sqft Living Area
Gross Area	1,817 sqft
1st Floor Area	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Construction Type	Brick
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	525 sqft
Porch	Slab
Porch Area	226 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300026831
Street Address	4591 UPHAM ST
City	WHEAT RIDGE
State	CO
Zip	80033-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 23 TOWNSHIP 03 RANGE 69 QTR NE SUBDIVISIONCD 790800 SUBDIVISIONNAME WAGNER-JOHNSON BLOCK 001 LOT 0011 SIZE: 10875 TRACT VALUE: .250
Legal Range	69W
Legal Township	03S
Legal Section	23
Legal Subdivision	WAGNER-JOHNSON
Legal Block	1
Legal Lot Number	11
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	3
Census Block	3007
Census Tract	10604

Owner

Source: Jefferson County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4591 UPHAM ST, WHEAT RIDGE, CO 80033-3434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER
Oct 23, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	201896446
Prior Transfer Date	Dec 1, 1997
Prior Transfer Doc	0000525926
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	4591 UPHAM ST, WHEAT RIDGE, CO 80033-3434
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004489
Date	Jan 11, 2021
Instrument	2021004489

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	4591 UPHAM ST, WHEAT RIDGE, CO 80033-3434
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123445
Date	Aug 19, 2021
Instrument	2021123445

Lender

Name	CREDIT UNION OF DENVER
Type	Credit Union
Address	DENVER, CO 80226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 19, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Oct 23, 2018
Property Address	4591 UPHAM ST, WHEAT RIDGE, CO 80033-3434
Document Number	0000096446
Instrument Date	Oct 19, 2018
Instrument	2018096446
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4591 UPHAM ST, WHEAT RIDGE, CO 80033-3434

Mortgage

Document Number	0000096447
Date	Oct 23, 2018
Instrument	2018096447

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Mortgage

Document Number	0000096448
Date	Oct 23, 2018
Instrument	2018096448

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	4591 UPHAM ST, WHEAT RIDGE, CO 80033-3434
Document Number	0000031016
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4665 SWADLEY ST WHEAT RIDGE CO 800332409, WHEAT RIDGE, CO 80033-2409

Mortgage

Document Number	0000031016
Date	Mar 24, 2017
Instrument	31016

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 23, 2020

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Municipality	Wheat Ridge City
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,379.00 (+12.78%)	$35,988 (+5.02%) Land $18,849 Building $17,139	$575,808 (+1.65%) Land $301,580 Building $274,228
2023	$2,996.00	$34,268 Land $16,738 Building $17,530	$566,460 Land $249,824 Building $316,636

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEAT RIDGE WATER DISTRICT serves 20,000 people · EPA ID CO0130842
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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