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4591 Terra Pl, San Jose, CA 95121 Property Records

Santa Clara County property record for 4591 Terra Pl, San Jose, CA 95121

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,382 sqft · built 1998
Lot Size0.312 acres (13,610 sqft)
Owner2 Trust Names on Record
Last Sale$573,500 (Dec 1998)
Tax Bill$14,402 (2025)
Deeds & MortgagesNov 2019 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN676-86-020

Property Details

APN / Parcel Number

Primary APN676-86-020

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,382 sqft Living Area
1st Floor Area1,701 sqft
2nd Floor Area1,681 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1999
Architectural StyleH-Shape
Construction TypeWood
Lot Area13,610 sqft (0.312 acres)
Garage Area645 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4591 TERRA PL
CitySAN JOSE
StateCA
Zip95121-3218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-PD
Legal DescriptionTRACT 9055 BOOK 704 PAGE 23 PAGE 39 LOT 81
Legal SubdivisionTRACT NO 9055
Legal Tract9055
Legal Lot Number81
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1009
Census Tract503333

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address4591 TERRA PL, SAN JOSE, CA 95121-3218
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
PMAC LENDING SERVICES INC
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 1998 · Amount on Record
Deed SaleDec 28, 1998 · Amount on Record
Deed Document Number199814572227
Last Transfer DateAug 30, 2012
Transfer Doc0021841201
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address4591 TERRA PL, SAN JOSE, CA 95121-3218
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024339400
DateNov 22, 2019
Instrument24339400
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address4591 TERRA PL, SAN JOSE, CA 95121-3218
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4591 TERRA PL, SAN JOSE, CA 95121-3218

Mortgage

Document Number0024675370
DateOct 28, 2020
Instrument24675370
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictEvergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$916,646 (+2%) Land $303,811 Building $612,835
2025$14,402.00 (+4.03%) Homeowner's exemption$898,673 (+4.04%) Land $297,854 Building $600,819
2023$13,844.00 (+1.5%) Homeowner's exemption$863,779 Land $286,289 Building $577,490
2022$13,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN JOSE - EVG/EDV/COY
serves 99,783 people · EPA ID CA4310020
Water SourcePurchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Sail Internet
Fixed Wireless		800 / 160
Etheric Networks
Fixed Wireless		250 / 100
Ridge Wireless
Fixed Wireless		100 / 60

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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