Clay County property record for 4591 Prairie Dr, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,958 (Nov 2019) |
| Tax Bill | $5,124 (2026) |
| Deeds & Mortgages | Aug 2022 Sale Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.613.0090 |
| Primary APN | 58.613.0090 |
|---|
| Lot Area | 8,731 sqft (0.2 acres) |
|---|
| Street Address | 4591 PRAIRIE DR |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-7907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 001 LOT 009 SUBDIVISIONCD 58613 SUBDIVISIONNAME PRAIRIE MEADOWS 3RD ADD |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 28 |
| Legal Subdivision | PRAIRIE MEADOWS 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30110 |
Source: Clay County records · APN 58.613.0090
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3517 WOODBURY CT S, FARGO, ND 58103-6273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2022 | Warranty Deed, Transfer |
| Mar 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Nov 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage CHOICE FINANCIAL GROUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on Record |
| Deed Sale | Nov 26, 2019 · Amount on Record |
| Prior Sale | Oct 15, 2012 · Amount on Record |
| Deed Document Number | 2019795937 |
| Last Transfer Date | Feb 04, 2025 |
| Transfer Doc | 0000852265 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Aug 05, 2022 |
| Property Address | 4591 PRAIRIE DR, MOORHEAD, MN 56560-7907 |
| Document Number | 0000831041 |
| Instrument Date | Aug 05, 2022 |
| Instrument | 831041 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,184.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4591 PRAIRIE DR, MOORHEAD, MN 56560-7907 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 4591 PRAIRIE DR, MOORHEAD, MN 56560-7907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000777929 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 777929 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Nov 26, 2019 |
| Property Address | 4591 PRAIRIE DR, MOORHEAD, MN 56560-7907 |
| Document Number | 0000795937 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 795937 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | TITLE CO OF FARGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.66 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4591 PRAIRIE DR, MOORHEAD, MN 56560-7907 |
| Document Number | 0000795938 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 795938 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Feb 01, 2025 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,124.00 (+22.23%) | ||
| 2025 | $324,800 (+11.35%) Land $43,000 Building $281,800 | $324,800 (+11.35%) Land $43,000 Building $281,800 | |
| 2023 | $4,192.00 Homeowner's exemption | $291,700 Land $39,900 Building $251,800 | $291,700 Land $39,900 Building $251,800 |
Source: FEMA National Flood Hazard Layer, Clay County (27027C), as of October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270301101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 350 |
| Cable One Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 339 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1140008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Moorhead serves 44,583 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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