4591 Peters Rd, Troy, OH 45373 Property Records

Miami County property record for 4591 Peters Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,922 sqft · built 2004
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,576 (2025)
Deeds & Mortgages	May 2025 Line of Credit Aug 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`G12-018160`

Property Details

APN / Parcel Number

Primary APN	`G12-018160`
Alternative APN	`040617.0-01-028-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,922 sqft Living Area
1st Floor Area	3,986 sqft
Upper Floors Area	690 sqft
Attic	Attic
Attic Area	239 sqft
Basement Area	1,797 sqft
Unfinished Basement	1,797 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	436,036 sqft (10 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	153 sqft
Deck Area	305 sqft
Patio Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4591 PETERS RD
City	TROY
State	OH
Zip	45373-8808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-17 NW PT SE
Legal Range	06
Legal Township	04
Legal Section	17
Jurisdiction	MIAMI OH
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1043
Census Tract	350102

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4591 PETERS RD, TROY, OH 45373-8808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Deed of Trust, Mortgage · Line of Credit NEW CARLISLE FEDERAL SAVINGS BANK
Aug 27, 2025	Transfer on Death Deed, Transfer
Nov 19, 2024	Intrafamily Transfer, Transfer
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW CARLISLE FSB
Jun 4, 2020	Deed of Trust, Mortgage · Line of Credit NEW CARLISLE FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 28, 2024
Transfer Doc	0000012025
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4591 PETERS RD, TROY, OH 45373-8808
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4591 PETERS RD, TROY, OH 45373-8808

Mortgage

Document Number	0000005646
Date	May 21, 2025
Instrument	2025OR-05646

Lender

Name	NEW CARLISLE FEDERAL SAVINGS BANK
Type	Bank
Address	400 N MAIN ST, NEW CARLISLE, OH 45344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 20, 2040

Interest

Change Frequency	Monthly

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 27, 2025
Property Address	4591 PETERS RD, TROY, OH 45373-8808
Document Number	0000009696
Instrument Date	Aug 22, 2025
Instrument	2025OR-09696
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4591 PETERS RD, TROY, OH 45373-8808

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Nov 19, 2024
Property Address	4591 PETERS RD, TROY, OH 45373-8808
Document Number	0000012025
Instrument Date	Oct 28, 2024
Instrument	2024OR-12025
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4591 PETERS RD, TROY, OH 45373-8808

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4591 PETERS RD, TROY, OH 45373-8808
Document Number	0000007741
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4591 PETERS RD TROY OH 453738808, TROY, OH 45373-8808

Mortgage

Document Number	0000007741
Date	Jun 15, 2020
Instrument	7741

Lender

Name	NEW CARLISLE FSB
Type	Federal Savings Bank
Address	NEW CARLISLE, OH 45344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 14, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4591 PETERS RD, TROY, OH 45373-8808
Document Number	0000009387
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4591 PETERS RD TROY OH 453738808, TROY, OH 45373-8808

Mortgage

Document Number	0000009387
Date	Jul 13, 2020
Instrument	9387

Lender

Name	NEW CARLISLE FSB
Type	Federal Savings Bank
Address	NEW CARLISLE, OH 45344

Agreement

Type	Line of Credit
Term	180 Months
Due	Jul 12, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Monroe Township
Unified School District	Tipp City Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,576.00 (-5.26%) Homeowner's exemption	$174,760 (+17.34%) Land $27,300 Building $147,460	$641,700 (+7.54%) Land $220,400 Building $421,300
2024	$7,997.00 (+13.42%)	$148,940 (-) Land $22,940 Building $126,000
2023	$7,051.00 (-4.12%)	$148,940 (-) Land $22,940 Building $126,000	$596,700 (-) Land $236,700 Building $360,000
2022	$7,354.00	$148,940 Land $22,940 Building $126,000	$596,700 Land $236,700 Building $360,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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