Sacramento County property record for 4591 Oxbow Ridge Pl, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,812 sqft · built 1985 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,175,000 (Sep 2021) |
| Tax Bill | $15,097 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-0700-009-0000 |
| Primary APN | 246-0700-009-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,812 sqft Living Area |
| 1st Floor Area | 2,992 sqft |
| 2nd Floor Area | 820 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 27,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4591 OXBOW RIDGE PL |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-6151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-1 |
| Legal Description | OXBOW RIDGE, LOT 9 |
| Legal Subdivision | OXBOW RIDGE |
| Legal Lot Number | 9 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 8009 |
4591 Oxbow Ridge Pl is owned and occupied by two individuals who bought it in September 2021.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4591 OXBOW RIDGE PL, FAIR OAKS, CA 95628-6151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2021 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 18, 2020 | Quit Claim Deed, Transfer UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on File |
| Deed Sale | Sep 21, 2021 · Amount on File |
| Prior Sale | Aug 3, 2016 · Amount on File |
| Deed Document Number | 2021405 |
| Deed Book / Page | 20210921 / 405 |
| Prior Transfer Date | Aug 10, 2020 |
| Prior Transfer Doc | 2020001667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 21, 2021 |
| Property Address | 4591 OXBOW RIDGE PL, FAIR OAKS, CA 95628-6151 |
| Document Number | 0000000405 |
| Map Reference | MB 135 MAP 2 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021092100405 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4591 OXBOW RIDGE PL, FAIR OAKS, CA 95628-6151 |
| Document Number | 0000000406 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021092100406 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 18, 2020 |
| Property Address | 4591 OXBOW RIDGE PL, FAIR OAKS, CA 95628-6151 |
| Document Number | 2008181667 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 2008181667 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4591 OXBOW RIDGE PL FAIR OAKS CA 956286151, FAIR OAKS, CA 95628-6151 |
| Document Number | 2008181668 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2008181668 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 17, 2050 |
The 2025 property tax bill for 4591 Oxbow Ridge Pl was $15,097 with a homeowner's exemption, up 0.8% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,271,857 (+2%) Land $324,729 Building $947,128 | |
| 2025 | $15,097.00 (+0.76%) | $1,246,919 Land $318,362 Building $928,557 |
| 2024 | $14,983.00 (+3%) | |
| 2023 | $14,547.00 (+0.37%) | $1,198,500 Land $306,000 Building $892,500 |
| 2022 | $14,494.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4591 Oxbow Ridge Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1986–1998) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4591 Oxbow Ridge Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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