4591 N Winchester Ter, Hernando, FL 34442 Property Records

Citrus County property record for 4591 N Winchester Ter, Hernando, FL 34442

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.183 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (May 2020)
Tax Bill	$140 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-14-0040-00220-041.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0040-00220-041.0`
Alternative APNs	`1418S19E0040002200410` `1596742`

Exterior

Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	80 ft deep x 100 ft wide

Location & Zoning

Account Number	1596742
Old Parcel Number	1418S19E0040002200410
Street Address	4591 N WINCHESTER TER
City	HERNANDO
State	FL
Zip	34442-3085
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	MDRMH MED DENSITY RESIDEN
Legal Description	APACHE SHORES UNIT 4 LOTS 41 & 42 BLK 22 DESC IN OR BK 617 PG 1612
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	APACHE SHORES UNIT 4
Legal Block	22
Legal Lot Number	41-42 42
Legal Unit	4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2021
Census Tract	450106

Owner

Source: Citrus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4575 N WINCHESTER TER, HERNANDO, FL 34442-3085
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Deed Document Number	0030601398
Record Updated	Jun 8, 2026

November 2017: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 8, 2017
Property Address	4591 N WINCHESTER TER, HERNANDO, FL 34442-3085
Document Number	0028630012
Book / Page	002863 / 000012
Instrument Date	Nov 5, 2017
Instrument	51339
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transaction

Amount	Amount Recorded
Tax	$15.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4575 N WINCHESTER TER HERNANDO FL 344423085, HERNANDO, FL 34442-3085

Mortgage

Document Number	28630014
Date	Nov 8, 2017
Book Page	002863/000014
Instrument	51340

Lender

Name	DAVID G MCEACHERN
Address	809 COOPER AVE, INVERNESS, FL 34450-6509
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Nov 7, 2029

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$140.00 (+50.54%)	$9,600 (+6%) Land $9,600	$9,600 (+6%) Land $9,600
2024	$93.00 (+3.33%)	$6,000 (-) Land $6,000	$6,000 (-) Land $6,000
2023	$90.00 (+16.88%)	$6,000 (+17.65%) Land $6,000	$6,000 (+17.65%) Land $6,000
2022	$77.00	$5,100 Land $5,100	$5,100 Land $5,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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