4591 Lyon Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 4591 Lyon Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,299 sqft · built 2007
Lot Size	1.92 acres (83,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$784,900 (Jan 2023)
Tax Bill	$5,617 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R13301-237-3150`

Property Details

APN / Parcel Number

Primary APN	`R13301-237-3150`
Alternative APN	`709415`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,163 sqft Living Area
Gross Area	3,459 sqft
1st Floor Area	2,163 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Hardboard/Plywood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Aluminum
Lot Area	83,635 sqft (1.92 acres)
Garage Type	Attached
Garage Area	1,296 sqft
Porch	Open Porch
Porch Area	432 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Radiant

Location & Zoning

Street Address	4591 LYON RD
City	OAK HARBOR
State	WA
Zip	98277-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	23 - E/2 W/2 NW SE EX S800 EX E30 FOR RD EX W133 EX CO RD ALG NLN
Legal Range	1E
Legal Township	33N
Legal Section	01
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2017
Census Tract	970100

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4591 LYON RD, OAK HARBOR, WA 98277-9786
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Deed Document Number	20234556267
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jan 31, 2023
Property Address	4591 LYON RD, OAK HARBOR, WA 98277-9786
Document Number	0004556267
Map Reference	AF 174503
Instrument Date	Jan 27, 2023
Instrument	4556267
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13,031.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4591 LYON RD, OAK HARBOR, WA 98277-9786

Mortgage

Document Number	0004556268
Date	Jan 31, 2023
Instrument	4556268

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,617.00 (+49.87%)
2025		$727,152 (+0.27%) Land $210,000 Building $517,152	$727,152 (+0.27%) Land $210,000 Building $517,152
2023	$3,748.00	$725,199 (+44.37%) Land $210,000 Building $515,199	$725,199 (+44.37%) Land $210,000 Building $515,199
2022		$502,311 Land $200,000 Building $302,311	$502,311 Land $200,000 Building $302,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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