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4591 Luke Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 4591 Luke Ave, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,421 sqft · built 1980
Lot Size0.176 acres (7,699 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (Mar 2021)
Tax Bill$7,069 (2025)
Deeds & MortgagesMar 2021 Sale
May 2018 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APNC56-000-589-6143-4

Property Details

APN / Parcel Number

Primary APNC56-000-589-6143-4
Alternative APN
  • 00-2S-22-0580-0029-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,421 sqft Heated Area
Gross Area1,481 sqft
1st Floor Area1,421 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,699 sqft (0.176 acres)
Lot Width50 ft Width
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4591 LUKE AVE
CityDESTIN
StateFL
Zip32541-3612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL BEACH LOT 2 BLK 29
Legal Range22
Legal Township02S
Legal SubdivisionCRYSTAL BEACH
Legal Block29
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1023
Census Tract23308

Owner

Source: Okaloosa County records · APN C56-000-589-6143-4

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address11603 W 157TH TER, OVERLAND PARK, KS 66221-7105
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Warranty Deed, Transfer
AQUA TITLE SERVICES
May 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 03, 2017Warranty Deed, Transfer · Conventional Mortgage
WHITNEY BANK
Jun 16, 2017Warranty Deed, Transfer
AQUA TITLE
May 05, 2017Warranty Deed, Transfer
ALL AMERICA BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2021 · Amount on Record
Deed SaleMar 24, 2021 · Amount on Record
Prior SaleNov 03, 2017 · Amount on Record
Deed Document Number3440546
Deed Book / Page3534 / 2053
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 24, 2021
Property Address4591 LUKE AVE, DESTIN, FL 32541-3612
Document Number0035342053
Book / Page3534 / 2053
Map ReferenceMB 1 PG 17
Instrument DateMar 19, 2021
Instrument3440546
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$3,220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address60 E PINE LANDS LOOPA, INLET BEACH, FL 32461

Transferred To (Grantee/Buyer)

NameVerified Name
Address11603 W 157TH TER, OVERLAND PARK, KS 66221-7105
InvestorPossibly a Property Investor

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateMay 30, 2018
Property Address4591 LUKE AVE, DESTIN, FL 32541-3612
Document Number0033521322
Book / Page003352 / 001322
Instrument DateMay 25, 2018
Instrument3210173
Transaction TypeTransfer
Record UpdatedJun 28, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$332.50
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address167 NORDBERG AVE #A VALPARAISO FL 325801130, A, VALPARAISO, FL 32580-1130

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 03, 2017
Property Address4591 LUKE AVE, DESTIN, FL 32541-3612
Document Number0033243519
Book / Page3324 / 3519
Map ReferenceMB1 PG17
Instrument DateNov 01, 2017
Instrument3170493
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1023 DRIFTWOOD POINT RD, SANTA ROSA BEACH, FL 32459-1000

Mortgage

Document Number0003170494
DateNov 03, 2017
Instrument3170494
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2037

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 16, 2017
Property Address4591 LUKE AVE, DESTIN, FL 32541-3612
Document Number0033041442
Book / Page003304 / 001442
Instrument DateJun 13, 2017
Instrument3141599
Transaction TypeTransfer
Record UpdatedAug 02, 2017
Title CompanyAQUA TITLE

Transaction

AmountAmount Recorded
Tax$3,080.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3419 LAKE SHORE DR OAKLAND MD 215507227, OAKLAND, MD 21550-7227

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 05, 2017
Property Address4591 LUKE AVE, DESTIN, FL 32541-3612
Document Number0032982245
Book / Page3298 / 2245
Map ReferenceMB1 PG17
Instrument DateMay 04, 2017
Instrument3133325
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyAQUA TITLE SERVCES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address205 DEMONBREUN ST APT 1210, 205, NASHVILLE, TN 37201-2344

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1913 ROSEBROOK CT, NORMAN, OK 73072-1002

Mortgage

Document Number0003133326
DateMay 05, 2017
Instrument3133326
Lender
NameALL AMERICA BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,069.00 (+8.8%)$596,945 (+8.16%) Land $453,027 Building $143,918$596,945 (+8.16%) Land $453,027 Building $143,918
2023$6,497.00 (+10.42%)$551,903 (+13.03%) Land $411,058 Building $140,845$551,903 (+13.03%) Land $411,058 Building $140,845
2022$5,884.00$488,266 Land $373,689 Building $114,577$488,266 Land $373,689 Building $114,577

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 95 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
156 under condo master policies
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005, rainfall accumulation, Hurricane Dennis
Claims By Storm
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 459 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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