4591 Harborpointe Dr, Port Richey, FL 34668 Property Records

Pasco County property record for 4591 Harborpointe Dr, Port Richey, FL 34668

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,077 sqft · built 2017
Lot Size	0.36 acres (15,705 sqft)
Owner	Individual Name on File
Last Sale	$2,229,000 (Feb 2024)
Tax Bill	$27,259 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`30-25-16-0040-00000-0360`

Property Details

APN / Parcel Number

Primary APN	`30-25-16-0040-00000-0360`
Alternative APNs	`1625300040000000360` `1756513`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,077 sqft Living Area
Gross Area	6,167 sqft
1st Floor Area	1,912 sqft
Upper Floors Area	1,165 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	15,705 sqft (0.36 acres)
View / Lot	Water
Garage Area	1,862 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	332 sqft
Porch	Porch
Porch Area	1,228 sqft
Deck Area	154 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1756513
Old Parcel Number	1625300040000000360
Street Address	4591 HARBORPOINTE DR
City	PORT RICHEY
State	FL
Zip	34668-6175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0PUD
Legal Description	HARBORPOINTE PB 29 PGS 144-152 LOT 36
Legal Range	16E
Legal Township	25S
Legal Section	30
Legal Subdivision	HARBORPOINTE
Legal Tract	40
Legal Lot Number	36
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	2
Census Block	2000
Census Tract	30205

Owner

4591 Harborpointe Dr is owned and occupied by an individual who bought it in February 2024.

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4591 HARBORPOINTE DR, PORT RICHEY, FL 34668-6175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer · Balloon Mortgage PATRICIA DEREMER
May 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Prior Sale	Sep 4, 2020 · Amount on File
Deed Document Number	2024026136
Deed Book / Page	10960 / 2262
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 16, 2024
Property Address	4591 HARBORPOINTE DR, PORT RICHEY, FL 34668-6175
Document Number	0109602262
Book / Page	10960 / 2262
Map Reference	MB 29 PGS 144 THROUG
Instrument Date	Feb 16, 2024
Instrument	2024026136
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,603.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8625 SEAPOINTE CT, PORT RICHEY, FL 34668-6177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4591 HARBORPOINTE DR, PORT RICHEY, FL 34668-6175

Mortgage

Document Number	2024026137
Date	Feb 16, 2024
Instrument	2024026137

Lender

Name	PATRICIA DEREMER
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 16, 2029

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4591 HARBORPOINTE DR, PORT RICHEY, FL 34668-6175
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095341964
Date	May 2, 2017
Book Page	9534/1964
Instrument	2017065401

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 4, 2020
Property Address	4591 HARBORPOINTE DR, PORT RICHEY, FL 34668-6175
Document Number	0101720165
Book / Page	010172 / 000165
Instrument Date	Sep 2, 2020
Instrument	147131
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$7,350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8625 SEAPOINTE CT PORT RICHEY FL 346686177, PORT RICHEY, FL 34668-6177

Tax Assessment & Valuation

The 2025 property tax bill for 4591 Harborpointe Dr was $27,259 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Municipality	Port Richey City
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,259.00 Homeowner's exemption	$1,361,974 Land $508,529 Building $853,445	$1,419,114 Land $508,529 Building $910,585
2023	$25,420.00 (+16.06%)	$1,204,606 (+11.21%) Land $333,629 Building $870,977	$1,204,606 (+11.21%) Land $333,629 Building $870,977
2022	$21,903.00	$1,083,216 Land $288,629 Building $794,587	$1,083,216 Land $288,629 Building $794,587

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4591 Harborpointe Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	583 units insured incl. 291 condo units
Nearby Flood Claims	995 (1978–2024)
Claims Outside the SFHA	4 of 995
Most Recent Claim	Nov 2024
Claims by Event	Hurricane Helene, Sep 2024 · 266 claims Hurricane Idalia, Aug 2023 · 88 claims Tropical Storm Josephine, Oct 1996 · 126 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4591 Harborpointe Dr is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT RICHEY WATER DEPT-CITY OF serves 7,732 people · EPA ID FL6510324
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: Verizon.

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