Hernando County property record for 4591 Elwood Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,955 sqft · built 2021 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $356,000 (May 2026) |
| Tax Bill | $5,752 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5160-1041-0160 |
| Primary APN | R32-323-17-5160-1041-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,955 sqft Living Area |
| Gross Area | 2,905 sqft |
| 1st Floor Area | 1,955 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Heating System | HVAC |
|---|
| Account Number | 00577548 |
|---|---|
| Street Address | 4591 ELWOOD RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 16 BLK 1041 LOT 16 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 16 |
| Legal Block | 1041 |
| Legal Lot Number | 16 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41006 |
Source: Hernando County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4591 ELWOOD RD, SPRING HILL, FL 34609-1914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 7, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 30, 2019 | Warranty Deed, Transfer REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on Record |
| Deed Sale | May 7, 2026 · Amount on Record |
| Prior Sale | Apr 30, 2019 · Amount on Record |
| Deed Document Number | 202630850 |
| Deed Book / Page | 4705 / 1483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 7, 2026 |
| Property Address | 4591 ELWOOD RD, SPRING HILL, FL 34609-1914 |
| Document Number | 0000030850 |
| Book / Page | 4705 / 1483 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202630850 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251,692.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4591 ELWOOD RD, SPRING HILL, FL 34609-1914 |
| Document Number | 0000030851, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 4705/1485 |
| Instrument | 202630851 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 30, 2019 |
| Property Address | 4591 ELWOOD RD, SPRING HILL, FL 34609-1914 |
| Document Number | 0036971795 |
| Book / Page | 003697 / 001795 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 26266 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5024 LANDOVER BLVD SPRING HILL FL 346091624, SPRING HILL, FL 34609-1624 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,752.00 (+9.62%) | $354,470 (+2.61%) Land $38,500 Building $315,970 | $354,470 (+2.56%) Land $38,500 Building $315,970 |
| 2023 | $345,462 (+6.28%) Land $34,543 Building $310,919 | ||
| 2022 | $5,247.00 | $325,056 Land $23,100 Building $301,956 | $345,630 Land $32,000 Building $313,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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