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4591 E Windmill Ln, Cottonwood, AZ 86326 Property Records

Yavapai County property record for 4591 E Windmill Ln, Cottonwood, AZ 86326

Property Summary

Property TypeSingle Family Home
Details1,562 sqft · built 2022
Lot Size1.36 acres (59,242 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (Jun 2014)
Tax Bill$2,522 (2025)
Deeds & MortgagesAug 2022 Construction Loan
Jun 2023 Mortgage
Flood ZoneZone AE (high risk)
APN406-13-028F

Property Details

APN / Parcel Number

Primary APN406-13-028F
Alternative APN
  • 40613028F5

Interior

Stories1 Story
Building Area1,562 sqft Living Area
Gross Area2,070 sqft
1st Floor Area1,562 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Construction TypeWood
Roof MaterialMetal
Lot Area59,242 sqft (1.36 acres)
Garage TypeAttached
Garage Area508 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number40613028F5
Street Address4591 E WINDMILL LN
CityCOTTONWOOD
StateAZ
Zip86326-5653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAN IRREGULAR PARCEL LYING IN THE SE4 OF THE NE4; SE PARCEL CORNER APPROX 833 WEST & 14 NORTH OF THE E4 CORNER OF SAID SECTION C ONTAIN 1.36 ACRES
Legal Range03E
Legal Township15N
Legal Section12
JurisdictionYAVAPAI AZ
Township / Civil DivisionCAMP VERDE-SEDONA
Census Block Group3
Census Block3018
Census Tract1701

Owner

4591 E Windmill Ln is owned and occupied by an individual who bought it in June 2014.

Source: Yavapai County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4591 E WINDMILL LN, COTTONWOOD, AZ 86326-5653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Deed of Trust, Mortgage · Construction Mortgage
UNISON BANK
Jun 30, 2023Deed of Trust, Mortgage · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2014 · Amount on File
Deed SaleJun 10, 2014 · Amount on File
Deed Document Number201426145
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address4591 E WINDMILL LN, COTTONWOOD, AZ 86326-5653
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyYAVAPAI TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1502 S MURETIC LN, COTTONWOOD, AZ 86326-5607

Mortgage

Document Number0000046382
DateAug 1, 2022
Instrument2022-0046382
Lender
NameUNISON BANK
TypeBank
AddressGILBERT, AZ 85295
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueAug 5, 2023

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address4591 E WINDMILL LN, COTTONWOOD, AZ 86326-5653
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyYAVAPAI TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4591 E WINDMILL LN, COTTONWOOD, AZ 86326-5653

Mortgage

Document Number0000028558
DateJun 30, 2023
Instrument2023-0028558
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4591 E Windmill Ln was $2,522.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYavapai County
Elementary School DistrictCottonwood-Oak Creek Elementary District (PK - 08)
Secondary School DistrictMingus Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$46,205$462,048 Land $90,414 Building $371,634
2025$2,522.00$44,026 Land $8,722 Building $35,304$440,265 Land $87,224 Building $353,041
2022$661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4591 E Windmill Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 41 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims5 (1993–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2017 · other causes
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4591 E Windmill Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
Bolt Internet
Fixed Wireless		300 / 100
Verizon
Fixed Wireless		300 / 20
Verde Valley Internet
Fixed Wireless		100 / 25

May also be available: Optimum.

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