4591 Cynthia Ln, Murfreesboro, TN 37127 Property Records

Rutherford County property record for 4591 Cynthia Ln, Murfreesboro, TN 37127

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,494 sqft · built 1992
Lot Size	0.817 acres (35,587 sqft)
Owner	2 Individual Names on File
Last Sale	$139,000 (Mar 2013)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`149J-C-024.00-000`

Property Details

APN / Parcel Number

Primary APN	`149J-C-024.00-000`
Alternative APNs	`149J C 02400` `R0081964`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,494 sqft Living Area
1st Floor Area	2,160 sqft
Upper Floors Area	210 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	35,587 sqft (0.817 acres)
Lot Dimensions	262 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	1,260 sqft

Exterior Amenities

Porch	Patio
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0081964
Street Address	4591 CYNTHIA LN
City	MURFREESBORO
State	TN
Zip	37127-8399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 145 COLONIAL ESTATES SEC 8 PB 10 PG 197 115.98 X 262.2 IRR
Legal Subdivision	COLONIAL ESTATES SEC 8
Legal Lot Number	145
Jurisdiction	RUTHERFORD TN
Township / Civil Division	6
Census Block Group	3
Census Block	3011
Census Tract	40702

Owner

4591 Cynthia Ln is owned and occupied by two individuals who bought it in March 2013.

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4591 CYNTHIA LN, MURFREESBORO, TN 37127-8399
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit ASCEND FCU
May 27, 2022	Deed of Trust, Mortgage · Line of Credit ASCEND FCU
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 30, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2013 · Amount on File
Deed Sale	Mar 1, 2013 · Amount on File
Prior Sale	Jul 31, 2012 · Amount on File
Deed Book / Page	1199 / 1927
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4591 CYNTHIA LN, MURFREESBORO, TN 37127-8399
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023733186
Date	Aug 31, 2023
Book Page	2373/3186
Instrument	2511863

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4591 CYNTHIA LN, MURFREESBORO, TN 37127-8399
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022473135
Date	May 27, 2022
Book Page	2247/3135
Instrument	2444380

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4591 CYNTHIA LN, MURFREESBORO, TN 37127-8399
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21642749
Date	Nov 4, 2021
Book Page	2164/2749
Instrument	2402555

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4591 CYNTHIA LN, MURFREESBORO, TN 37127-8399
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20031099
Date	Dec 4, 2020
Book Page	2003/1099
Instrument	2323743

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4591 CYNTHIA LN, MURFREESBORO, TN 37127-8399
Document Number	RB16061761
Book / Page	001606 / 001761
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4591 CYNTHIA LN MURFREESBORO TN 371278399, MURFREESBORO, TN 37127-8399

Mortgage

Document Number	RB16061761
Date	Sep 8, 2017
Book Page	001606/001761
Instrument	2105200

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4591 Cynthia Ln was $1,336.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,625 (+27.24%) Land $27,500 Building $63,125	$362,500 Land $110,000 Building $252,500
2025	$1,336.00	$71,225 Land $13,750 Building $57,475
2023	$1,336.00	$71,225 Land $13,750 Building $57,475	$284,900 (-) Land $55,000 Building $229,900
2022			$284,900 Land $55,000 Building $229,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4591 Cynthia Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4591 Cynthia Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: United Communications.

Nearby Properties on Cynthia Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures