4591 Covenant Ct, Gurnee, IL 60031 Property Records

Lake County property record for 4591 Covenant Ct, Gurnee, IL 60031 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,209 sqft · built 1988
Lot Size	0.339 acres (14,758 sqft)
Owner	2 Company Names on File
Last Sale	$372,000 (Dec 2004)
Tax Bill	$11,612 (2024)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-26-104-023`

Property Details

APN / Parcel Number

Primary APN	`07-26-104-023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,209 sqft Living Area
Gross Area	3,779 sqft
1st Floor Area	1,048 sqft
2nd Floor Area	1,161 sqft
Upper Floors Area	1,160 sqft
Basement Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	14,758 sqft (0.339 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	4591 COVENANT CT
City	GURNEE
State	IL
Zip	60031-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE VILLAGE SUB PHASE I; LOT207 LOT 207
Legal Subdivision	PROVIDENCE VILLAGE SUB PHASE I
Legal Phase	2
Legal Lot Number	207
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1012
Census Tract	861509

Owner

Source: Lake County records · APN 07-26-104-023

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4591 COVENANT CT, GURNEE, IL 60031-3200
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2004 · Amount on Record
Deed Sale	Dec 09, 2004 · Amount on Record
Prior Sale	Apr 17, 2000 · Amount on Record
Deed Document Number	20045697231
Last Transfer Date	Sep 19, 2024
Transfer Doc	0008064276
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4591 COVENANT CT, GURNEE, IL 60031-3200
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007474338
Date	Apr 05, 2018
Instrument	7474338

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,864 (+21.17%) Land $34,617 Building $108,247	$428,634 (+21.17%) Land $103,861 Building $324,773
2024	$11,612.00 (-1.69%)
2023	$11,812.00 (+10.53%)	$117,903 (-5.86%) Land $28,569 Building $89,334	$353,745 (-5.86%) Land $85,716 Building $268,029
2022	$10,687.00	$125,236 Land $24,980 Building $100,256	$375,745 Land $74,947 Building $300,798

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.