Santa Barbara County property record for 4591 Cathedral Oaks Rd, Santa Barbara, CA 93110
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4.5 ba · 5,966 sqft · built 1996 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,818 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-370-014 |
| Primary APN | 059-370-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,966 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 51,401 sqft |
| Street Address | 4591 CATHEDRAL OAKS RD |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93110-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1E1 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 101 |
4591 Cathedral Oaks Rd is owned and occupied by an individual who acquired it in June 2012.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4591 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93110-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 21, 2012 |
| Transfer Doc | 0000042990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 4591 CATHEDRAL OAKS RD, SANTA BARBARA, CA 93110-1311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACT |
| Name | Verified Name |
|---|
| Document Number | 0000023149 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 2020-0023149 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 4591 Cathedral Oaks Rd was $8,818 with a homeowner's exemption.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Secondary School District | Santa Barbara Unified School District (7-12) (07 - 12) |
| Elementary School District | Goleta Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $855,827 (+2%) Land $47,741 Building $808,086 | |
| 2025 | $8,818.00 Homeowner's exemption Additional exemption filed | $839,047 Land $46,805 Building $792,242 |
| 2023 | $8,512.00 (+1.78%) Homeowner's exemption Additional exemption filed | $806,468 Land $44,989 Building $761,479 |
| 2022 | $8,363.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4591 Cathedral Oaks Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4591 Cathedral Oaks Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLETA WATER DISTRICT serves 85,535 people · EPA ID CA4210004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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