4591 Black Oak Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 4591 Black Oak Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 2006
Lot Size	5.69 acres (247,856 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2020)
Tax Bill	$3,187 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1N-27-0000-00257-0000`

Property Details

APN / Parcel Number

Primary APN	`18-1N-27-0000-00257-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Heated Area
Gross Area	2,654 sqft
1st Floor Area	2,132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	247,856 sqft (5.69 acres)
Lot Dimensions	230 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	522 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	181N270000002570000
Street Address	4591 BLACK OAK RD
City	MILTON
State	FL
Zip	32583-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	DESCRIPTION UPDATE FOR 2020 COM AT SE CORNER OF NE4 OF SECTION 18 TOWNSHP 1 NORTH RANGE 27 WEST THN N90*E 20.96 FT THN
Legal Range	27W
Legal Township	01N
Legal Section	18
Legal Subdivision	WEST
Legal Lot Number	20
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	3
Census Block	3001
Census Tract	10809

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4591 BLACK OAK RD, MILTON, FL 32583-3160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	202048290
Deed Book / Page	4005 / 211
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 22, 2020
Property Address	4591 BLACK OAK RD, MILTON, FL 32583-3160
Document Number	0040050211
Book / Page	4005 / 211
Instrument Date	Sep 14, 2020
Instrument	202048290
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 RIDGE HILL CT, 200, MILTON, FL 32570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4591 BLACK OAK RD, MILTON, FL 32583-3160

Mortgage

Document Number	0004005214
Date	Sep 22, 2020
Instrument	4005/214

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,187.00 (+8%)	$274,559 (+10.24%) Land $79,744 Building $194,815	$274,559 (+10.24%) Land $79,744 Building $194,815
2023	$2,951.00 (+5.69%)	$249,051 (+3.96%) Land $55,820 Building $193,231	$249,051 (+3.96%) Land $55,820 Building $193,231
2022	$2,792.00	$239,565	$239,565 Land $47,846 Building $191,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	265 (1979–2020)
Claims Outside the SFHA	15 of 265
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 135 claims Hurricane Georges, Oct 1998 · 40 claims Hurricane Opal, Oct 1995 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000