Sacramento County property record for 4591 78th St, Sacramento, CA 95820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,201 sqft · built 1979 |
| Lot Size | 0.131 acres (5,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Aug 2023) |
| Tax Bill | $4,802 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 021-0362-004-0000 |
| Primary APN | 021-0362-004-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,201 sqft Living Area |
| 1st Floor Area | 1,201 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,720 sqft (0.131 acres) |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4591 78TH ST |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95820-3640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | COLONIAL TERRACE 01, LOT 4 |
| Legal Subdivision | COLONIAL TERRACE 01 |
| Legal Lot Number | 4 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 3001 |
4591 78th St is owned and occupied by two individuals who bought it in August 2023.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4591 78TH ST, SACRAMENTO, CA 95820-3640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Aug 14, 2023 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on File |
| Deed Sale | Aug 14, 2023 · Amount on File |
| Prior Sale | Sep 2, 2010 · Amount on File |
| Deed Book / Page | 20230814 / 721 |
| Prior Transfer Date | Jun 2, 2010 |
| Prior Transfer Doc | 0000000400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4591 78TH ST, SACRAMENTO, CA 95820-3640 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4591 78TH ST, SACRAMENTO, CA 95820-3640 |
| Document Number | 0000000179 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 202404180179 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 14, 2023 |
| Property Address | 4591 78TH ST, SACRAMENTO, CA 95820-3640 |
| Document Number | 0000000721 |
| Map Reference | MB 127 MAP 7 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 202308140721 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4591 78TH ST, SACRAMENTO, CA 95820-3640 |
| Document Number | 0000000722 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 202308140722 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 4591 78th St was $4,802 with a homeowner's exemption, up 1.5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Sacramento City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $416,160 (+2%) Land $124,848 Building $291,312 | |
| 2025 | $4,802.00 (+1.48%) Homeowner's exemption | $408,000 Land $122,400 Building $285,600 |
| 2024 | $4,732.00 (+208.68%) | |
| 2023 | $1,533.00 (+1.86%) Homeowner's exemption | $123,133 Land $36,939 Building $86,194 |
| 2022 | $1,505.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4591 78th St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4591 78th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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