4590 Settles Point Rd, Suwanee, GA 30024 Property Records

Gwinnett County property record for 4590 Settles Point Rd, Suwanee, GA 30024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,790 sqft · built 1988
Lot Size	0.66 acres (28,749 sqft)
Owner	2 Individual Names on File
Last Sale	$330,911 (Jul 2018)
Tax Bill	$5,315 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7-277-048`

Property Details

APN / Parcel Number

Primary APN	`7-277-048`
Alternative APNs	`R7277-048` `1431000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,790 sqft Living Area
Gross Area	3,515 sqft
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Finished Basement	755 sqft
Unfinished Basement	265 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,749 sqft (0.66 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	170 sqft
Deck Area	768 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	4590 SETTLES POINT RD
City	SUWANEE
State	GA
Zip	30024-1985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	L9 BA SETTLES BRIDGE 1
Legal Subdivision	SETTLES BRIDGE 1
Legal Block	A
Legal Lot Number	9
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1025
Census Tract	50242

Owner

4590 Settles Point Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4590 SETTLES POINT RD, SUWANEE, GA 30024-1985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
May 23, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Dec 20, 2019	Deed of Trust, Mortgage · Conventional with PMI LENDERFI
Jul 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Prior Sale	May 17, 2018 · Amount on File
Deed Document Number	201818451
Deed Book / Page	55980 / 956
Prior Transfer Date	Jan 10, 2013
Prior Transfer Doc	0519440064
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4590 SETTLES POINT RD, SUWANEE, GA 30024-1985
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 SETTLES POINT RD, SUWANEE, GA 30024-1985

Mortgage

Document Number	0592630080
Date	Oct 6, 2021
Book Page	0000059263/0000000080

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4590 SETTLES POINT RD, SUWANEE, GA 30024-1985
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 SETTLES POINT RD, SUWANEE, GA 30024-1985

Mortgage

Document Number	0606040370
Date	May 23, 2023
Book Page	0000060604/0000000370

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4590 SETTLES POINT RD, SUWANEE, GA 30024-1985
Document Number	0571680883
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4590 SETTLES POINT RD SUWANEE GA 300241985, SUWANEE, GA 30024-1985

Mortgage

Document Number	0571680883
Date	Jan 9, 2020
Book Page	057168/000883

Lender

Name	LENDERFI
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 9, 2018
Property Address	4590 SETTLES POINT RD, SUWANEE, GA 30024-1985
Document Number	0559800956
Book / Page	55980 / 956
Instrument Date	Jul 9, 2018
Instrument	2018-018451
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 SETTLES POINT RD, SUWANEE, GA 30024-1985

Tax Assessment & Valuation

The 2025 property tax bill for 4590 Settles Point Rd was $5,315.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Suwanee City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,315.00	$213,320 Land $38,000 Building $175,320	$533,300 Land $95,000 Building $438,300
2023	$5,196.00	$222,560 Land $40,800 Building $181,760
2022			$556,400 Land $102,000 Building $454,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4590 Settles Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4590 Settles Point Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Settles Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures