Alameda County property record for 4590 Ojai Loop, Union City, CA 94587
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,976 sqft · built 1983 |
| Lot Size | 0.101 acres (4,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,900,000 (Dec 2024) |
| Tax Bill | $24,701 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 543-430-76 |
| Primary APN | 543-430-76 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 4,405 sqft (0.101 acres) |
| Street Address | 4590 OJAI LOOP |
|---|---|
| City | UNION CITY |
| State | CA |
| Zip | 94587-5428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4649 LOT 192 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | FREMONT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 441501 |
Source: Alameda County records · APN 543-430-76
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4590 OJAI LOOP, UNION CITY, CA 94587-5428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 04, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG |
| Oct 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Aug 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Prior Sale | Jul 29, 2024 · Amount on Record |
| Deed Document Number | 2024151608 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 4590 OJAI LOOP, UNION CITY, CA 94587-5428 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4590 OJAI LOOP, UNION CITY, CA 94587-5428 |
| Document Number | 0000266550 |
|---|---|
| Date | Aug 04, 2021 |
| Instrument | 2021266550 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 09, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 4590 OJAI LOOP, UNION CITY, CA 94587-5428 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 4590 OJAI LOOP, UNION CITY, CA 94587-5428 |
| Document Number | 0000364975 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 2020364975 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 4590 OJAI LOOP, UNION CITY, CA 94587-5428 |
| Document Number | 0000071174 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4590 OJAI LOOP UNION CITY CA 945875428, UNION CITY, CA 94587-5428 |
| Document Number | 0000071174 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 71174 |
| Name | LADERA LNDG |
|---|---|
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 4590 OJAI LOOP, UNION CITY, CA 94587-5428 |
| Document Number | 0000230853 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4590 OJAI LOOP UNION CITY CA 945875428, UNION CITY, CA 94587-5428 |
| Document Number | 0000230853 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 230853 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 4590 OJAI LOOP, UNION CITY, CA 94587-5428 |
| Document Number | 0000177605 |
| Instrument Date | Aug 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4590 OJAI LOOP UNION CITY CA 945875428, UNION CITY, CA 94587-5428 |
| Document Number | 0000177605 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 177605 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Alameda County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Union City |
| Unified School District | New Haven Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $24,701.00 (+111.3%) | $1,900,000 (+126.87%) Land $570,000 Building $1,330,000 |
| 2023 | $11,690.00 | $837,483 Land $251,245 Building $586,238 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Robinson Hardware and Software Solutions Fixed Wireless | 1,000 / 1,000 |
| Tekify Fixed Wireless | 580 / 125 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Sail Internet Holdings Fixed Wireless | 200 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 777 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALAMEDA COUNTY WATER DISTRICT serves 344,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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