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4590 Lobos Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 4590 Lobos Ave, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 1974
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Apr 2013)
Tax Bill$5,395 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN029-221-013

Property Details

APN / Parcel Number

Primary APN029-221-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
TerrainBelow Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address4590 LOBOS AVE
CityATASCADERO
StateCA
Zip93422-2721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLSFX
Legal DescriptionCY ATAS ATAS BL NC LT 48
Legal SubdivisionRANCHO ATASCADERO
Legal Block3
Legal Lot Number48
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group3
Census Block3016
Census Tract12505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4590 LOBOS AVE, ATASCADERO, CA 93422-2721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CENTRAL COAST LENDING INC
Dec 24, 2018Trustee's Deed, Construction Loan · Construction Mortgage
DISCOVER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2013 · Amount on Record
Deed SaleApr 25, 2013 · Amount on Record
Prior SaleJul 29, 2009 · Amount on Record
Deed Document Number201323726
Last Transfer DateAug 16, 2021
Transfer Doc0000058081
Record UpdatedOct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 20, 2021
Property Address4590 LOBOS AVE, ATASCADERO, CA 93422-2721
Document Number0000058081
Map ReferenceMB 4 PG 63-A
Instrument DateAug 16, 2021
Instrument2021058081
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4590 LOBOS AVE, ATASCADERO, CA 93422-2721

Mortgage

Document Number0000058082
DateAug 20, 2021
Instrument2021058082
Lender
NameCENTRAL COAST LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

December 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 24, 2018
Property Address4590 LOBOS AVE, ATASCADERO, CA 93422-2721
Instrument DateDec 19, 2018
Instrument52629
Transaction TypeConstruction Loan
Record UpdatedJan 9, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4590 LOBOS AVE ATASCADERO CA 934222721, ATASCADERO, CA 93422-2721

Mortgage

Document Number0000052629
DateDec 24, 2018
Instrument52629
Lender
NameDISCOVER BK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueDec 23, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$420,765 (+2%) Land $188,401 Building $232,364
2025$5,395.00 (+6.39%)$412,515 (+4.04%) Land $184,707 Building $227,808
2023$5,071.00 (+2.99%)$396,499 Land $177,536 Building $218,963
2022$4,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Ranch Wifi.

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