Simpson County property record for 4590 Kummer Rd, Franklin, KY 42134 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft · built 1993 |
| Lot Size | 1.46 acres (63,685 sqft) |
| Owner | Individual Name on File |
| Last Sale | $308,000 (Apr 2025) |
| Tax Bill | $2,280 (2025) |
| Deeds & Mortgages | Apr 2012 Mortgage Apr 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-00-00-010.01 |
| Primary APN | 038-00-00-010.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| Basement Area | 620 sqft |
| Unfinished Basement | 620 sqft |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 63,685 sqft (1.46 acres) |
| Garage Type | Basement |
| Garage Area | 620 sqft |
| Porch | Porch |
| Porch Area | 208 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Street Address | 4590 KUMMER RD |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-6498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4590 KUMMER ROAD |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 970402 |
Source: Simpson County records · APN 038-00-00-010.01
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2012 | Deed of Trust, Mortgage · FHA Mortgage CHURCHILL MORTGAGE CORP |
| Apr 11, 2025 | Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Feb 08, 2022 | Deed, Transfer · Conventional Mortgage F & M BANK |
| May 18, 2017 | Deed, Transfer · Conventional Mortgage GUARANTY TRUST CO |
| Nov 25, 2013 | Deed, Transfer FIRST COMMUNITY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on Record |
| Deed Sale | Apr 11, 2025 · Amount on Record |
| Prior Sale | Feb 08, 2022 · Amount on Record |
| Deed Document Number | 1233173 |
| Deed Book / Page | D386 / 653 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000378/480 |
|---|---|
| Date | Apr 02, 2012 |
| Book Page | 378/480 |
| Instrument | 1000720 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Seller |
| Address | 761 OLD HICKORY BLVD STE 400, BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Apr 11, 2025 |
| Property Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Document Number | 00D386/653 |
| Book / Page | D386 / 653 |
| Instrument Date | Apr 09, 2025 |
| Instrument | 1233173 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5520 YOUNGVILLE RD, SPRINGFIELD, TN 37172-8104 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Document Number | 0001233174 |
|---|---|
| Date | Apr 11, 2025 |
| Instrument | 1233174 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Feb 08, 2022 |
| Property Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Document Number | 00D362/650 |
| Book / Page | D362 / 650 |
| Instrument Date | Feb 07, 2022 |
| Instrument | 1206891 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Document Number | 0001206892 |
|---|---|
| Date | Feb 08, 2022 |
| Instrument | 1206892 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | May 18, 2017 |
| Property Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Document Number | 00D327/720 |
| Book / Page | D327 / 720 |
| Instrument Date | May 12, 2017 |
| Instrument | 1180464 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | SUMMIT TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Name | Verified Name |
|---|---|
| Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Document Number | 0001180465 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 1180465 |
| Name | GUARANTY TRUST CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Nov 25, 2013 |
| Property Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Document Number | 000307/170 |
| Book / Page | 307 / 170 |
| Instrument | 1133773 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Name | Verified Name |
|---|---|
| Address | 4590 KUMMER RD, FRANKLIN, KY 42134-6498 |
| Investor | Possibly a Property Investor |
| Document Number | 000397/515 |
|---|---|
| Date | Nov 25, 2013 |
| Book Page | 397/515 |
| Instrument | 1133774 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Address | 275 ROBERT ROSE DR, MURFREESBORO, TN 37129 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Dec 01, 2043 |
Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Unified School District | Simpson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,280.00 (-0.87%) | $259,900 (-) | $259,900 (-) |
| 2024 | $2,300.00 (-4.92%) | $259,900 (-) | $259,900 (-) |
| 2023 | $2,419.00 | $259,900 | $259,900 |
Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212139704023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample
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