4590 Co Rd 51, Clanton, AL 35046 Property Records

Chilton County property record for 4590 Co Rd 51, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,031 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Apr 2026)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2025 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1003060000037008`

Property Details

APN / Parcel Number

Primary APN	`1003060000037008`
Alternative APNs	`26129` `74521`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,031 sqft Adjusted Area
1st Floor Area	2,796 sqft
Upper Floors Area	235 sqft
Basement Area	632 sqft
Finished Basement	335 sqft
Unfinished Basement	377 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	217 ft deep x 136 ft wide
Pool Area	600 sqft
Porch	Slab
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	26129
Street Address	4590 COUNTY ROAD 51
City	CLANTON
State	AL
Zip	35046-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT SW COR OF SW/4 OF SE/4 NW.67.83 TO ELY ROW
Legal Range	15
Legal Township	22
Legal Section	06
Jurisdiction	CHILTON AL
Township / Civil Division	MINERAL SPRINGS
Census Block Group	1
Census Block	1026
Census Tract	60300

Owner

4590 Co Rd 51 is owned and occupied by two individuals who bought it in April 2026.

Source: Chilton County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4590 COUNTY ROAD 51, CLANTON, AL 35046-4812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 27, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORNERSTONE FIRST MORTGAGE INC
Aug 22, 2013	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 22, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL SERVICES INC
Apr 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 17, 2014	Intrafamily Transfer, Transfer · FHA Mortgage SOUTHPOINT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Apr 22, 2026 · Amount on File
Deed Document Number	2026274381
Deed Book / Page	2026 / 274381
Prior Transfer Date	Apr 15, 2026
Prior Transfer Doc	R2026/274380
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	4590 COUNTY ROAD 51, CLANTON, AL 35046-4812
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2021/234925
Date	Jan 25, 2021
Book Page	R2021/234925
Instrument	234925

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	4590 COUNTY ROAD 51, CLANTON, AL 35046-4812
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2025/270946
Date	Oct 27, 2025
Book Page	R2025/270946
Instrument	270946

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company
Address	2655 CAMINO DEL RIO N STE 100, SAN DIEGO, CA 92108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	6 Months
Due	Apr 21, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	4590 COUNTY ROAD 51, CLANTON, AL 35046-4812
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2013/181039
Date	Aug 22, 2013
Book Page	R2013/181039
Instrument	181039

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2028

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Apr 22, 2026
Property Address	4590 COUNTY ROAD 51, CLANTON, AL 35046-4812
Document Number	R2026/274381
Book / Page	2026 / 274381
Instrument Date	Apr 15, 2026
Instrument	2026.274381
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,490.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 COUNTY ROAD 51, CLANTON, AL 35046-4812

Mortgage

Document Number	0000274383,
Date	Apr 22, 2026
Instrument	2026.274383

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHILTON AL
Recording Date	Apr 22, 2026
Property Address	4590 COUNTY ROAD 51, CLANTON, AL 35046-4812
Document Number	R2026/274380
Book / Page	2026 / 274380
Instrument Date	Apr 15, 2026
Instrument	2026274380
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$1,010.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHILTON AL
Recording Date	Jul 17, 2014
Property Address	4590 COUNTY ROAD 51, CLANTON, AL 35046-4812
Document Number	R2014/187136
Book / Page	R2014 / 187136
Instrument Date	Jul 8, 2014
Instrument	187136
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.25
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12990 COUNTY ROAD 29, CLANTON, AL 35045-4885

Mortgage

Document Number	R2014/187137
Date	Jul 17, 2014
Book Page	R2014/187137
Instrument	187137

Lender

Name	SOUTHPOINT BANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 4590 Co Rd 51 was $1,549, up 7.3% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,549.00 (+7.27%)	$77,380 (-) Land $6,000 Building $71,380	$386,900 Land $30,000 Building $356,900
2024	$1,444.00 (+11.42%)	$77,380 (+10.92%) Land $6,000 Building $71,380
2023	$1,296.00 (+24.74%)	$69,760 (+146.24%) Land $5,460 Building $64,300	$386,900 (+36.57%) Land $30,000 Building $356,900
2022	$1,039.00	$28,330 Land $2,780 Building $25,550	$283,300 Land $27,800 Building $255,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4590 Co Rd 51 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4590 Co Rd 51 is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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