San Diego County property record for 4590 Big Sur St, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 2,200 sqft · built 1985 |
| Lot Size | 0.242 acres (10,532 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,060,000 (Mar 2022) |
| Tax Bill | $15,415 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-632-08-00 |
| Primary APN | 157-632-08-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 10,532 sqft (0.242 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4590 BIG SUR ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 209 TR 010622 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 010622 |
| Legal Block | 1 |
| Legal Lot Number | 209 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 18608 |
Source: San Diego County records · APN 157-632-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4590 BIG SUR ST, OCEANSIDE, CA 92057-4220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 09, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 02, 2020 | Grant Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 18, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2022 · Amount on Record |
| Deed Sale | Mar 09, 2022 · Amount on Record |
| Prior Sale | Sep 02, 2020 · Amount on Record |
| Deed Document Number | 2022106873 |
| Prior Transfer Date | Jan 20, 2002 |
| Prior Transfer Doc | 0000101513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 09, 2022 |
| Property Address | 4590 BIG SUR ST, OCEANSIDE, CA 92057-4220 |
| Document Number | 0000106873 |
| Map Reference | MAP 10622 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022-0106873 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4590 BIG SUR ST, OCEANSIDE, CA 92057-4220 |
| Document Number | 0000106874 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | 2022-0106874 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 02, 2020 |
| Property Address | 4590 BIG SUR ST, OCEANSIDE, CA 92057-4220 |
| Document Number | 0000509204 |
| Map Reference | MAP 10622 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 2020-0509204 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | EQUITY TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4590 BIG SUR ST, OCEANSIDE, CA 92057-4220 |
| Document Number | 0000509205 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 2020-0509205 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4590 BIG SUR ST, OCEANSIDE, CA 92057-4220 |
| Document Number | 0000093340 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4590 BIG SUR ST OCEANSIDE CA 920574220, OCEANSIDE, CA 92057-4220 |
| Document Number | 0000093340 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 93340 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,391,453 (+2%) Land $649,458 Building $741,995 | |
| 2025 | $15,415.00 (+30.6%) | $1,364,171 (+29.55%) Land $636,724 Building $727,447 |
| 2023 | $11,803.00 (+58.09%) | $1,053,000 Land $596,000 Building $457,000 |
| 2022 | $7,466.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force 7 of 9 on primary residences |
| Nearby Flood Claims | 1 (2002) |
| Most Recent Claim | Dec 2002, rainfall accumulation |
| Wildfire Risk | Moderate above 51% of the US · above 30% of California |
|---|---|
| Wildfire Likelihood | About 1 in 671 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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