4590 Atkins Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4590 Atkins Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,316 sqft · built 1964
Lot Size	2.41 acres (104,980 sqft)
Owner	Individual Name on File
Last Sale	$206,500 (Jan 2021)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`74-15-036-2002-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-036-2002-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,316 sqft Living Area
1st Floor Area	1,389 sqft
Basement Area	927 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	104,980 sqft (2.41 acres)
Lot Dimensions	1,021 ft deep x 97 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	4590 ATKINS RD
City	CLYDE
State	MI
Zip	48049-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG N 61D 26M E 168.4' FROM SE COR OF RIVER ESTATES, TH N 15D 39M W 1060.46' TO RIVER BANK, TH N 71D 54M E 97.56', TH S 15D
Legal Range	16E
Legal Township	07N
Legal Section	15
Legal Subdivision	FROM SE COR OF RIVER ESTATES
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1003
Census Tract	633100

Owner

4590 Atkins Rd is owned and occupied by an individual who bought it in January 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4590 ATKINS RD, CLYDE, MI 48049-4500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE CORP
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 17, 2020	Intrafamily Transfer, Transfer QUICKEN LOANS LLC
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	20212076
Deed Book / Page	5306 / 708
Prior Transfer Date	Oct 13, 2020
Prior Transfer Doc	5273532
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4590 ATKINS RD, CLYDE, MI 48049-4500
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005872585
Date	Nov 18, 2025
Book Page	5872/585
Instrument	2025022205

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 4, 2055

Interest

Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4590 ATKINS RD, CLYDE, MI 48049-4500
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 ATKINS RD, CLYDE, MI 48049-4500

Mortgage

Document Number	5364776
Date	May 11, 2021
Book Page	5364/776
Instrument	2021014433

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Nov 1, 2050

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 17, 2020
Property Address	4590 ATKINS RD, CLYDE, MI 48049-4500
Document Number	5273532
Book / Page	5273 / 532
Instrument Date	Oct 13, 2020
Instrument	2020028895
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 ATKINS RD, CLYDE, MI 48049-4500

Mortgage

Document Number	2020028896
Date	Nov 17, 2020
Instrument	2020028896

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 25, 2018
Property Address	4590 ATKINS RD, CLYDE, MI 48049-4500
Document Number	4949188
Book / Page	4949 / 188
Instrument Date	May 16, 2018
Instrument	2018012158
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 JANICE AVE, FORT GRATIOT, MI 48059-3771

Mortgage

Document Number	2018012159
Date	May 25, 2018
Instrument	2018012159

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4590 Atkins Rd was $3,368 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,100 (+2.17%)	$348,200
2025	$3,368.00 (+3.03%) Homeowner's exemption	$170,400
2024	$3,269.00		$340,800
2023		$131,400
2022	$2,918.00		$262,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4590 Atkins Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4590 Atkins Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLYDE TOWNSHIP serves 2,400 people · EPA ID MI0001493
Water Source	Purchased surface water from KIMBALL TOWNSHIP
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber.

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