4590 16th St S, Moorhead, MN 56560 Property Records

Clay County property record for 4590 16th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.186 acres (8,119 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Apr 2023)
Tax Bill	$5,212 (2026)
Deeds & Mortgages	May 2023 Transfer May 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.614.0180`

Property Details

APN / Parcel Number

Primary APN	`58.614.0180`

Exterior

Lot Area	8,119 sqft (0.186 acres)

Location & Zoning

Street Address	4590 16TH ST S
City	MOORHEAD
State	MN
Zip	56560-3966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 001 LOT 018 SUBDIVISIONCD 58614 SUBDIVISIONNAME PRAIRIE MEADOWS 4TH ADDN
Legal Subdivision	PRAIRIE MEADOWS 4TH ADDN
Legal Block	1
Legal Lot Number	18
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1016
Census Tract	30110

Owner

Source: Clay County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4590 16TH ST S, MOORHEAD, MN 56560-3966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Quit Claim Deed, Transfer Quitclaim
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	20231526559
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	May 16, 2023
Property Address	4590 16TH ST S, MOORHEAD, MN 56560-3966
Document Number	0000837717
Instrument Date	May 10, 2023
Instrument	837717
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 16, 2023
Property Address	4590 16TH ST S, MOORHEAD, MN 56560-3966
Document Number	0000837727
Instrument Date	Apr 14, 2023
Instrument	837727
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ESCROWNET, ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.50
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4590 16TH ST S, MOORHEAD, MN 56560-3966

Mortgage

Document Number	0000837728
Date	May 16, 2023
Instrument	837728

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6.38%
Max Rate At Change	11.3%
Index	Other

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,212.00 (+22.12%)
2025		$300,900 (+11.36%) Land $41,300 Building $259,600	$300,900 (+11.36%) Land $41,300 Building $259,600
2023	$4,268.00	$270,200 Land $38,300 Building $231,900	$270,200 Land $38,300 Building $231,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 350
Cable One Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Verizon.

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