459 Westridge Dr, Troy, MO 63379 Property Records

Lincoln County property record for 459 Westridge Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,025 sqft · built 2022
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,279 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-90-32-000-000-002.067`

Property Details

APN / Parcel Number

Primary APN	`15-90-32-000-000-002.067`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
Basement Area	2,025 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Area	898 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	459 WESTRIDGE DR
City	TROY
State	MO
Zip	63379-4466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 WESTBOROUGH ESTS PLAT 3, PLAT 13/115
Legal Range	01W
Legal Township	49N
Legal Section	32
Legal Subdivision	WESTBOROUGH
Legal Lot Number	67
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1015
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	459 RIDGE RD, TROY, MO 63379-5442
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
May 17, 2022	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2021	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021
Deed Sale	Jun 16, 2021
Deed Document Number	20218231
Deed Book / Page	2465 / 689
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	459 WESTRIDGE DR, TROY, MO 63379-4466
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	ORT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002467/367
Date	Jul 23, 2021
Book Page	2467/367
Instrument	2021009918

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 17, 2022
Property Address	459 WESTRIDGE DR, TROY, MO 63379-4466
Document Number	002479/549
Book / Page	2479 / 549
Map Reference	MB 13 PG 115
Instrument Date	May 11, 2022
Instrument	2022005289
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 29, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	840 GILES RD, 840, TROY, MO 63379-4220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 WESTRIDGE DR, TROY, MO 63379-4466
Investor	Possibly a Property Investor

Mortgage

Document Number	2022005290
Date	May 17, 2022
Instrument	2022005290

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 16, 2021
Property Address	459 WESTRIDGE DR, TROY, MO 63379-4466
Document Number	002465/689
Book / Page	2465 / 689
Map Reference	MB 13 PG 115
Instrument Date	Jun 14, 2021
Instrument	2021008231
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	192 N LINCOLN DR, 192, TROY, MO 63379-1362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 PINE BLUFF WAY, TROY, MO 63379-4403

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,009 (-) Land $9,880 Building $60,129
2025	$4,279.00 (+8.08%)	$70,009 (+9.57%) Land $9,880 Building $60,129	$368,470 (+9.57%) Land $52,000 Building $316,470
2023	$3,959.00 (+65.58%)	$63,895 Land $7,980 Building $55,915	$336,290 Land $42,000 Building $294,290
2022	$2,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Systec Wireless Communications, Verizon.

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