459 W Desoto St, Clermont, FL 34711 Property Records

Lake County property record for 459 W Desoto St, Clermont, FL 34711

Property Summary

Property Type	Duplex
Details	3 bd · 4 ba · 2,588 sqft · built 1984
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$502,033 (Mar 2025)
Tax Bill	$7,221 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-22-25-0100-047-00101`

Property Details

APN / Parcel Number

Primary APN	`24-22-25-0100-047-00101`
Alternative APN	`1612683`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	2,588 sqft Total Area
1st Floor Area	2,588 sqft
Basement Area	578 sqft
Finished Basement	173 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	1,156 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	502 sqft
Deck Area	186 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1612683
Street Address	459 W DESOTO ST
City	CLERMONT
State	FL
Zip	34711-2230
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CLERMONT W 75 FT OF LOTS 1 2 3 BLK 47 PB 8 PG 17 ORB 6484 PG 1229
Legal Range	25E
Legal Township	22S
Legal Section	24
Legal Subdivision	CLERMONT
Legal Tract	100
Legal Block	47
Legal Lot Number	1-3 2
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2036
Census Tract	31312

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11113 PRESTON COVE RD, CLERMONT, FL 34711-7810
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 27, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on Record
Deed Sale	Mar 3, 2025 · Amount on Record
Prior Sale	Aug 27, 2021 · Amount on Record
Deed Document Number	2025025475
Deed Book / Page	6484 / 1229
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	459 W DESOTO ST, CLERMONT, FL 34711-2230
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 W DESOTO ST, CLERMONT, FL 34711-2230

Mortgage

Document Number	0061930474
Date	Aug 11, 2023
Book Page	6193/474
Instrument	2023097959

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 27, 2021
Property Address	459 W DESOTO ST, CLERMONT, FL 34711-2230
Document Number	0057811236
Book / Page	5781 / 1236
Map Reference	MB 8 PG 17
Instrument Date	Aug 24, 2021
Instrument	2021118180
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,416.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1596 KENNESAW DR, CLERMONT, FL 34711-6871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 W DESOTO ST, CLERMONT, FL 34711-2230

Mortgage

Document Number	0057811237
Date	Aug 27, 2021
Instrument	5781/1237

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$463,187 (+26.86%) Land $135,000 Building $328,187	$463,187 (+26.86%) Land $135,000 Building $328,187
2024	$7,221.00 (+14.13%)
2023	$6,327.00 (+6.89%)	$365,127 (+7.35%)	$365,127 (+7.35%) Land $75,000 Building $290,127
2022	$5,919.00	$340,127	$340,127 Land $50,000 Building $290,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, T-Mobile, Xfinity.

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