459 Tomco Rd, Schellsburg, PA 15559 Property Records

Bedford County property record for 459 Tomco Rd, Schellsburg, PA 15559 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	2,811 sqft · built 1910
Lot Size	40.4 acres (1,759,824 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Oct 2025)
Tax Bill	$2,918 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Dec 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`B.07-0.00-018`

Property Details

APN / Parcel Number

Primary APN	`B.07-0.00-018`
Alternative APN	`220-015713`

Interior

Stories	2 Stories
Building Area	2,811 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Rustic
Construction Type	Log
Lot Area	1,759,824 sqft (40.4 acres)
Shed	1 Shed
Pole Barn	Pole Barn

Location & Zoning

Street Address	459 TOMCO RD
City	SCHELLSBURG
State	PA
Zip	15559-7868
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	459 TOMCO ROAD
Legal Subdivision	CLARK SURVEYING
Jurisdiction	BEDFORD PA
Township / Civil Division	NAPIER
Census Block Group	2
Census Block	2041
Census Tract	960900

Owner

Source: Bedford County records · APN B.07-0.00-018

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	459 TOMCO RD, SCHELLSBURG, PA 15559-7868
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Dec 26, 2017	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Jan 04, 2016	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Oct 21, 2015	Deed of Trust, Mortgage SOMERSET TRUST CO
Aug 08, 2016	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Sep 21, 2016	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Oct 20, 2025	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	20254992
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	459 TOMCO RD, SCHELLSBURG, PA 15559-7868
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/4430
Date	Sep 28, 2018
Book Page	2018/4430
Instrument	2018-004430

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	459 TOMCO RD, SCHELLSBURG, PA 15559-7868
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017006546
Date	Dec 26, 2017
Instrument	2017-006546

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SCHELLSBURG, PA 15559

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	459 TOMCO RD, SCHELLSBURG, PA 15559-7868
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001550/084
Date	Jan 04, 2016
Book Page	1550/084
Instrument	000003

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	459 TOMCO RD, SCHELLSBURG, PA 15559-7868
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001543/298
Date	Oct 21, 2015
Book Page	1543/298
Instrument	005233

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	FISHERTOWN, PA 15539

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	459 TOMCO RD, SCHELLSBURG, PA 15559-7868
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001569/440
Date	Aug 08, 2016
Book Page	1569/440
Instrument	003876

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	459 TOMCO RD, SCHELLSBURG, PA 15559-7868
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001573/903
Date	Sep 21, 2016
Book Page	1573/903
Instrument	2016-004721

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Oct 20, 2025
Property Address	459 TOMCO RD, SCHELLSBURG, PA 15559-7868
Document Number	02025/4992
Book / Page	2025 / 4992
Map Reference	MB 2021 PG 7109
Instrument Date	Oct 17, 2025
Instrument	2025-004992
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 TOMCO RD, SCHELLSBURG, PA 15559-7868

Mortgage

Document Number	2025004993
Date	Oct 20, 2025
Instrument	2025-004993

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD PA
Recording Date	Feb 26, 2021
Property Address	459 TOMCO RD, SCHELLSBURG, PA 15559-7868
Document Number	02021/1099
Book / Page	2021 / 1099
Map Reference	MB 2021 PG 7109
Instrument Date	Feb 25, 2021
Instrument	2021-001099
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Tax	$4,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	459 TOMCO RD, 459, SCHELLSBURG, PA 15559-7868

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3070 HELIXVILLE RD, SCHELLSBURG, PA 15559-7933

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Napier Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,918.00 (+10.11%)	$184,340 (-) Land $41,840 Building $142,500	$184,340 (-25.28%) Land $104,200 Building $142,500
2025	$2,650.00 (-20.28%)	$184,340 (-25.28%) Land $41,840 Building $142,500	$246,700 (-) Land $104,200 Building $142,500
2023	$3,324.00 Additional exemption filed	$246,700 Land $104,200 Building $142,500
2012			$246,700 Land $104,200 Building $142,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (42009C), updated May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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