459 Riverside Dr, Guyton, GA 31312 Property Records

Effingham County property record for 459 Riverside Dr, Guyton, GA 31312

Property Summary

Property Type	Rural Home
Details	3 ba · 2,355 sqft · built 2003
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Oct 2023)
Tax Bill	$4,544 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02540-011-000`

Property Details

APN / Parcel Number

Primary APN	`02540-011-000`
Alternative APNs	`00210003C01` `02540011` `912`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,355 sqft Heated Area
Utility Area	154 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	435,600 sqft (10 acres)
Garage Area	506 sqft

Exterior Amenities

Porch	Slab
Porch Area	334 sqft
Deck Area	170 sqft
Patio Area	170 sqft
Pole Barn	1,988 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	912
Street Address	459 RIVERSIDE DR
City	GUYTON
State	GA
Zip	31312-4214
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR-1
Legal Description	10.00 AC
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2008
Census Tract	30204

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	459 RIVERSIDE DR, GUYTON, GA 31312-4214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Sep 17, 2003
Deed Document Number	20238561
Deed Book / Page	2876 / 440
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	459 RIVERSIDE DR, GUYTON, GA 31312-4214
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 RIVERSIDE DR, GUYTON, GA 31312-4214

Mortgage

Document Number	0000002662/0000000933
Date	Feb 16, 2021
Book Page	0000002662/0000000933
Instrument	001760

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 18, 2023
Property Address	459 RIVERSIDE DR, GUYTON, GA 31312-4214
Document Number	002876/440
Book / Page	2876 / 440
Instrument Date	Oct 17, 2023
Instrument	D2023008561
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 RIVERSIDE DR, GUYTON, GA 31312-4214

Mortgage

Document Number	0002876442
Date	Oct 18, 2023
Instrument	2876/442

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,588 (+12.57%) Land $69,231 Building $109,357	$446,470 (+12.57%) Land $173,078 Building $273,392
2025	$4,544.00 (+27.82%) Homeowner's exemption	$158,642 (+9.02%) Land $49,548 Building $109,094	$396,604 (+9.02%) Land $123,870 Building $272,734
2024	$3,555.00 (+60.71%) Homeowner's exemption	$145,514 (+27.39%) Land $36,764 Building $108,750	$363,786 (+27.4%) Land $91,910 Building $271,876
2023	$2,212.00 (-20.29%) Homeowner's exemption	$114,223 (+5.12%) Land $31,249 Building $82,974	$285,557 (+5.12%) Land $78,123 Building $207,434
2022	$2,775.00 Homeowner's exemption	$108,658 Land $25,684 Building $82,974	$271,644 Land $64,210 Building $207,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1990–1998)
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures