Alameda County property record for 459 Phelps St, Oakland, CA 94603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,015 sqft · built 1944 |
| Lot Size | 0.146 acres (6,351 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $669,000 (Aug 2025) |
| Tax Bill | $3,809 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Jan 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-5052-5 |
| Primary APN | 44-5052-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,015 sqft Living Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,351 sqft (0.146 acres) |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 459 PHELPS ST |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94603-1132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT: 00041 BLK: TR: 0683 |
| Legal Subdivision | TRACT 683 |
| Legal Tract | 0683 |
| Legal Lot Number | 41 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 409000 |
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 459 PHELPS ST, OAKLAND, CA 94603-1132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 9, 2018 | Deed of Trust, Mortgage · Balloon Mortgage ADVANCIAL FCU |
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit EAST WEST BANK |
| Aug 27, 2019 | Quit Claim Deed, Transfer OTHER |
| Feb 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on Record |
| Deed Sale | Aug 20, 2025 · Amount on Record |
| Prior Sale | Jan 5, 2010 · Amount on Record |
| Deed Document Number | 2025104661 |
| Prior Transfer Date | Mar 11, 1996 |
| Prior Transfer Doc | 0000061732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 459 PHELPS ST, OAKLAND, CA 94603-1132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000210764 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 2018210764 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 459 PHELPS ST, OAKLAND, CA 94603-1132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004793 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 2018004793 |
| Name | ADVANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75201 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 1.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 459 PHELPS ST, OAKLAND, CA 94603-1132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5931 CAMDEN ST, OAKLAND, CA 94605-1621 |
| Document Number | 0000375405 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021375405 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Address | EL MONTE, CA 91731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Aug 27, 2019 |
| Property Address | 459 PHELPS ST, OAKLAND, CA 94603-1132 |
| Document Number | 0000167811 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 167811 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 459 PHELPS ST OAKLAND CA 946031132, OAKLAND, CA 94603-1132 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Feb 28, 2017 |
| Property Address | 459 PHELPS ST, OAKLAND, CA 94603-1132 |
| Document Number | 0000051273 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 51273 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25660 OCEAN AVE SAN FRANCISCO CA 94132, SAN FRANCISCO, CA 94132 |
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $668,600 (+384.12%) Land $200,000 Building $468,600 | ||
| 2025 | $3,809.00 (-0.24%) | $138,107 (+4.04%) Land $41,432 Building $96,675 | |
| 2023 | $3,818.00 | $132,745 Land $39,823 Building $92,922 | $430,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile, Verizon.
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