459 Peninsula Rd, Gainesville, GA 30506 Property Records

Hall County property record for 459 Peninsula Rd, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,700 sqft · built 1975
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Sep 2015)
Tax Bill	$14,581 (2026)
Deeds & Mortgages	May 2021 Mortgage Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-103-002-010`

Property Details

APN / Parcel Number

Primary APN	`01-103-002-010`
Alternative APN	`8082`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,700 sqft Heated Area
1st Floor Area	2,560 sqft
Basement Area	2,179 sqft
Finished Basement	1,665 sqft
Unfinished Basement	514 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2008
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	254 ft deep x 270 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	794 sqft
Deck Area	216 sqft
Patio Area	775 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8082
Street Address	459 PENINSULA RD
City	GAINESVILLE
State	GA
Zip	30506-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-I-A
Legal Description	LT 12 SEC 1 CHATTAHOOCHEE EST
Legal Subdivision	CHATTAHOOCHEE ESTATES
Legal Lot Number	12
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2016
Census Tract	401

Owner

459 Peninsula Rd is owned and occupied by two individuals who bought it in September 2015.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	459 PENINSULA RD, GAINESVILLE, GA 30506-1705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL
Oct 18, 2024	Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTH ST BK
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2015 · Amount on File
Deed Sale	Sep 3, 2015 · Amount on File
Prior Sale	Dec 28, 2005
Deed Document Number	20156002
Deed Book / Page	7580 / 292
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	459 PENINSULA RD, GAINESVILLE, GA 30506-1705
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 PENINSULA RD, GAINESVILLE, GA 30506-1705

Mortgage

Document Number	0088280000000115
Date	May 24, 2021
Book Page	0000008828/0000000115

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	459 PENINSULA RD, GAINESVILLE, GA 30506-1705
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 PENINSULA RD, GAINESVILLE, GA 30506-1705

Mortgage

Document Number	0095550000000171
Date	Oct 18, 2024
Book Page	0000009555/0000000171

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	459 PENINSULA RD, GAINESVILLE, GA 30506-1705
Document Number	0083990654
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 PENINSULA RD GAINESVILLE GA 305061705, GAINESVILLE, GA 30506-1705

Mortgage

Document Number	0083990654
Date	Dec 26, 2019
Book Page	008399/000654

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 25, 2034

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	459 PENINSULA RD, GAINESVILLE, GA 30506-1705
Document Number	0081350397
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 ATLANTA HWY GAINESVILLE GA 305048261, GAINESVILLE, GA 30504-8261

Mortgage

Document Number	0081350397
Date	Aug 14, 2018
Book Page	008135/000397

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	GAINESVILLE, GA 30503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 13, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 459 Peninsula Rd was $14,581 with a homeowner's exemption, up 2.9% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Municipality	Gainesville City
Unified School District	Gainesville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,581.00 (+2.89%) Homeowner's exemption	$500,560 (+0.38%) Land $303,240 Building $197,320	$1,251,400 (+0.38%) Land $758,100 Building $493,300
2025	$14,171.00 Homeowner's exemption	$498,680 Land $303,240 Building $195,440	$1,246,700 Land $758,100 Building $488,600
2023	$15,049.00 (+88.3%) Homeowner's exemption	$513,280 (+4.26%) Land $333,560 Building $179,720	$1,283,200 (+4.26%) Land $833,900 Building $449,300
2022	$7,992.00 Homeowner's exemption	$492,320 Land $333,560 Building $158,760	$1,230,800 Land $833,900 Building $396,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 459 Peninsula Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 459 Peninsula Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Peninsula Rd

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