459 Mountain Pkwy, Mill Spring, NC 28756 Property Records

Polk County property record for 459 Mountain Pkwy, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Apr 2021)
Tax Bill	$4,936 (2026)
Deeds & Mortgages	Feb 2022 Construction Loan Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P54-235`

Property Details

APN / Parcel Number

Primary APN	`P54-235`
Alternative APN	`32474`

Exterior

Lot Area	97,574 sqft (2.24 acres)

Location & Zoning

Account Number	32474
Street Address	459 MOUNTAIN PKWY
City	MILL SPRING
State	NC
Zip	28756-0684
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	LOT #24 PHASE I SECT L, LAKE ADGER, 0M08 MOUNTAIN PARK 09
Legal Subdivision	MOUNTAIN PARK
Legal Phase	1
Legal Lot Number	24
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3027
Census Tract	920201

Owner

459 Mountain Pkwy is owned and occupied by two individuals who acquired it in May 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	459 MOUNTAIN PKWY, MILL SPRING, NC 28756-0684
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
Jun 8, 2021	Intrafamily Transfer, Transfer
Apr 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Oct 28, 2004 · Amount on File
Deed Book / Page	458 / 1629
Last Transfer Date	May 21, 2021
Transfer Doc	0460000368
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	459 MOUNTAIN PKWY, MILL SPRING, NC 28756
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3947 NEVIN RD, CHARLOTTE, NC 28269-4359

Mortgage

Document Number	00467/1657
Date	Feb 18, 2022
Book Page	467/1657

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	Other
Margin	3
Max Rate	8.87%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jun 8, 2021
Property Address	459 MOUNTAIN PKWY, MILL SPRING, NC 28756
Document Number	000460/368
Book / Page	460 / 368
Map Reference	FILE F PG 1685
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3947 NEVIN RD, CHARLOTTE, NC 28269-4359

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 22, 2021
Property Address	459 MOUNTAIN PKWY, MILL SPRING, NC 28756
Document Number	00458/1629
Book / Page	458 / 1629
Map Reference	FILE F PG 1685
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	193 CRESTVIEW DR, CROSSVILLE, TN 38555-2864

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3947 NEVIN RD, CHARLOTTE, NC 28269-4359

Tax Assessment & Valuation

The 2026 property tax bill for 459 Mountain Pkwy was $4,936, up 19.9% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,936.00 (+19.86%)	$982,632 (+19.86%) Land $156,000 Building $826,632	$982,632 (+19.86%) Land $156,000 Building $826,632
2025	$4,118.00	$819,816 Land $156,000 Building $663,816	$819,816 Land $156,000 Building $663,816
2023	$1,782.00 (+233.08%)	$277,368 (+222.7%) Land $85,952 Building $191,416
2022	$535.00	$85,952 Land $85,952
2021			$277,368 Land $85,952 Building $191,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 459 Mountain Pkwy in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 459 Mountain Pkwy is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Pkwy

Nearby Streets

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