459 McCumber Dr, Allenhurst, GA 31301 Property Records

Liberty County property record for 459 McCumber Dr, Allenhurst, GA 31301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,556 sqft · built 1996
Lot Size	0.35 acres (15,152 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Nov 2022)
Tax Bill	$4,076 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`050D 036`

Property Details

APN / Parcel Number

Primary APN	`050D 036`
Alternative APN	`18266`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,556 sqft Heated Area
1st Floor Area	1,556 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,152 sqft (0.35 acres)

Exterior Amenities

Porch	Slab
Porch Area	106 sqft
Patio Area	110 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18266
Street Address	459 MCCUMBER DR
City	ALLENHURST
State	GA
Zip	31301-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 95 WATERS ESTATES S/D PH 2
Legal Subdivision	WATERS ESTATES
Legal Phase	2
Legal Lot Number	95
Jurisdiction	LIBERTY GA
Township / Civil Division	HINESVILLE
Census Block Group	2
Census Block	2013
Census Tract	10204

Owner

459 McCumber Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Liberty County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	459 MCCUMBER DR, ALLENHURST, GA 31301-2537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Prior Sale	Feb 14, 2014 · Amount on File
Deed Document Number	20223174
Deed Book / Page	2261 / 218
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY GA
Recording Date	Apr 28, 2026
Property Address	459 MCCUMBER DR, ALLENHURST, GA 31301-2537
Document Number	0024720000000339
Book / Page	2472 / 339
Instrument Date	Apr 23, 2026
Instrument	202631
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 MCCUMBER DR, ALLENHURST, GA 31301-2537

Mortgage

Document Number	0000000031,
Date	Apr 28, 2026
Book Page	2472/339
Instrument	202631

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIBERTY GA
Recording Date	Oct 31, 2022
Property Address	459 MCCUMBER DR, ALLENHURST, GA 31301-2537
Document Number	0022610218
Book / Page	2261 / 218
Instrument Date	Oct 31, 2022
Instrument	2022-003174
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 MCCUMBER DR, ALLENHURST, GA 31301-2537

Mortgage

Document Number	0022610000000222
Date	Nov 3, 2022
Book Page	0000002261/0000000222
Instrument	009585

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 459 McCumber Dr was $4,076.

Source: Liberty County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Liberty County
Municipality	Walthourville City
Unified School District	Liberty County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,076.00	$76,525 (+17.03%) Land $18,000 Building $58,525	$191,313 (+17.03%) Land $45,000 Building $146,313
2024	$4,076.00 (+91.63%)	$65,390 (+8.37%) Land $14,000 Building $51,390	$163,476 (+8.37%) Land $35,000 Building $128,476
2023	$2,127.00	$60,338 Land $10,000 Building $50,338	$150,846 Land $25,000 Building $125,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 459 McCumber Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 459 McCumber Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHOURVILLE WATER SYSTEM serves 3,858 people · EPA ID GA1790020
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	46 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Coastal Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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