459 Main St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 459 Main St, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,428 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$19,000 (Oct 2016)
Tax Bill	$2,032 (2025)
Deeds & Mortgages	Nov 2022 Sale May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`361200 288.19-2-45`

Property Details

APN / Parcel Number

Primary APN	`361200 288.19-2-45`
Alternative APNs	`120028801900020450000000` `3911 2053`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	816 sqft
Upper Floors Area	612 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	152 ft deep x 54 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 2053
Street Address	459 MAIN ST
City	ONEONTA
State	NY
Zip	13820-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	220
Legal Block	2
Legal Lot Number	45.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1001
Census Tract	590900

Owner

Source: Otsego County and Oneonta City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	457 MAIN ST, ONEONTA, NY 13820-2040
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Warranty Deed, Transfer
May 17, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2016 · Amount on Record
Deed Sale	Oct 3, 2016 · Amount on Record
Prior Sale	May 29, 2008 · Amount on Record
Deed Book / Page	2016 / 4749
Prior Transfer Date	Nov 2, 2006
Prior Transfer Doc	0011000904
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 16, 2022
Property Address	459 MAIN ST, ONEONTA, NY 13820-2040
Document Number	0000000302
Instrument Date	Nov 14, 2022
Instrument	2022-6302
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 MAIN ST, ONEONTA, NY 13820-2040

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	May 17, 2018
Property Address	459 MAIN ST, ONEONTA, NY 13820-2040
Document Number	0000002155
Instrument Date	Jan 8, 2018
Instrument	2155
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MAPLE ST ONEONTA NY 138201942, ONEONTA, NY 13820-1942

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,032.00	$53,000 (-) Land $12,000 Building $41,000	$74,648 (+14.08%) Land $16,901 Building $57,747
2023		$53,000 Land $12,000 Building $41,000	$65,432 Land $14,815 Building $50,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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