459 Liberty Rd, Beech Bluff, TN 38313 Property Records

Madison County property record for 459 Liberty Rd, Beech Bluff, TN 38313

Property Summary

Property Type	General Agricultural/Rural
Details	1.5 ba · 2,290 sqft · built 1999
Lot Size	21.2 acres (923,472 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,900 (Mar 2026)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Oct 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`059-022.05`

Property Details

APN / Parcel Number

Primary APN	`059-022.05`
Alternative APNs	`0905905902205` `057059 02205`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,290 sqft Gross Area
1st Floor Area	2,290 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	923,472 sqft (21.2 acres)
Garage Type	Detached
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces
Porch	Finished/Open Porch
Porch Area	474 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	459 LIBERTY RD
City	BEECH BLUFF
State	TN
Zip	38313-9326
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	DISTRICT: 09, COUNTY AREA: F50
Jurisdiction	MADISON TN
Township / Civil Division	8
Census Block Group	3
Census Block	3033
Census Tract	1502

Owner

Source: Madison County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	459 LIBERTY RD, BEECH BLUFF, TN 38313-9326
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Mar 25, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 26, 2025	Intrafamily Transfer, Transfer · Commercial Mortgage SECURITY BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Aug 31, 1981
Deed Document Number	20263090
Deed Book / Page	796 / 99
Prior Transfer Date	Nov 24, 2025
Prior Transfer Doc	00D794/440
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	459 LIBERTY RD, BEECH BLUFF, TN 38313-9326
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 LIBERTY RD, BEECH BLUFF, TN 38313-9326

Mortgage

Document Number	0T2175/440
Date	Oct 12, 2021
Book Page	T2175/440
Instrument	21014686

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	778 Months
Due	Aug 19, 2086

Interest

Rate Type	Adjustable Rate
Rate	2.64%
Type Change Date	Dec 1, 2021
Change Frequency	Monthly
Index	1-Year CMT

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	459 LIBERTY RD, BEECH BLUFF, TN 38313-9326
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 LIBERTY RD, BEECH BLUFF, TN 38313-9326

Mortgage

Document Number	0T2175/454
Date	Oct 12, 2021
Book Page	T2175/454
Instrument	21014687

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	778 Months
Due	Aug 19, 2086

Interest

Rate Type	Adjustable Rate
Rate	2.64%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year CMT

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Mar 25, 2026
Property Address	459 LIBERTY RD, BEECH BLUFF, TN 38313-9326
Document Number	000D796/99
Book / Page	D796 / 99
Instrument Date	Mar 24, 2026
Instrument	26003090
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 LIBERTY RD, BEECH BLUFF, TN 38313-9326

Mortgage

Document Number	0026003091
Date	Mar 25, 2026
Instrument	26003091

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON TN
Recording Date	Nov 26, 2025
Property Address	459 LIBERTY RD, BEECH BLUFF, TN 38313-9326
Document Number	00D794/440
Book / Page	D794 / 440
Instrument Date	Nov 24, 2024
Instrument	25013439
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 LIBERTY RD, BEECH BLUFF, TN 38313-9326

Mortgage

Document Number	0025013440
Date	Nov 26, 2025
Instrument	25013440

Lender

Name	SECURITY BANK & TRUST COMPANY
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 24, 2026

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00	$65,975 (-) Land $4,875 Building $61,100	$310,500 (-) Land $66,100 Building $244,400
2024	$1,236.00 Additional exemption filed	$65,975 (-) Land $4,875 Building $61,100
2023		$65,975 Land $4,875 Building $61,100
2022	$1,236.00		$310,500 Land $66,100 Building $244,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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