Rutherford County property record for 459 Holmes Rd, Lake Lure, NC 28746
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 853 sqft · built 1976 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,654 (2022) |
| Flood Zone | Zone AE (high risk) |
| APN | 0216817 |
| Primary APN | 0216817 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 853 sqft Heated Area |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 1,188 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 454 |
|---|---|
| Old Parcel Number | 0216817 |
| Street Address | 459 HOLMES RD |
| City | LAKE LURE |
| State | NC |
| Zip | 28746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GPIN:0642168408230000; RES LOT 30 & ADJ TR OW HOLMES DR |
| Legal Block | 1 |
| Legal Lot Number | 5A |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 960302 |
Source: Rutherford County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4909 HARLEM RD, GALENA, OH 43021-9302 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2012 |
| Deed Sale | Dec 17, 2012 |
| Deed Document Number | 201200005781 |
| Deed Book / Page | 1054 / 874 |
| Record Updated | Jun 7, 2026 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Lake Lure Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $486,400 Land $315,000 Building $171,400 | $486,400 Land $315,000 Building $171,400 | |
| 2022 | $3,654.00 | ||
| 2021 | $3,654.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 998.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (2022–2024) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Skyrunner Fixed Wireless | 500 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Pangaea Internet.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures