459 Fox St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 459 Fox St, Elsmere, KY 41018 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1952
Square Footage800 sqft Finished Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$175,000 (2026)
Tax Bill$1,781.00 (2025)

Property Details

APN / Parcel Number

Primary APN004-30-21-194.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area800 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Depth X Width125 ft x 50 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address459 FOX ST
CityELSMERE
StateKY
Zip41018-2327
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWOODSIDE LOTS 656-657
Legal SubdivisionWOODSIDE ADDN
Legal Lot Number656-657
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2003
Census Tract65600

Owner

Source: Kenton County records · APN 004-30-21-194.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address459 FOX ST, ELSMERE, KY 41018-2327
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Feb 02, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
TJC MORTGAGE INC
May 29, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2026 · Amount on Record
Deed SaleFeb 02, 2026 · Amount on Record
Prior SaleMay 29, 2020 · Amount on Record
Deed Doc Number20261919
Deed Book / Page387 / 586
Prior Transfer DateJul 23, 2015
Prior Transfer Doc0005900092
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address459 FOX ST, ELSMERE, KY 41018-2327
Transaction TypeMortgage
Record UpdatedFeb 18, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address459 FOX ST, ELSMERE, KY 41018-2327

Mortgage

Document Number0005900031
DateJun 01, 2021
Book Page222/942
Instrument21060105900031
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term348 Months
DueJun 01, 2050

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 02, 2026
Property Address459 FOX ST, ELSMERE, KY 41018-2327
Document Number0000001919
Book / Page387 / 586
Instrument DateJan 07, 2026
Instrument26059000001919
Transaction TypeTransfer
Record UpdatedFeb 18, 2026
Title CompanyLAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10741 MELBURY CT, INDEPENDENCE, KY 41051-1102

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address459 FOX ST, ELSMERE, KY 41018-2327

Mortgage

Document Number0000001920
DateFeb 02, 2026
Instrument26059000001920
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 29, 2020
Property Address459 FOX ST, ELSMERE, KY 41018-2327
Document Number0000000096
Book / Page000023 / 000661
Instrument DateMay 06, 2020
Instrument96
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyIVY POINTE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$94.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address459 FOX ST ELSMERE KY 410182327, ELSMERE, KY 41018-2327

Mortgage

Document Number97
DateMay 29, 2020
Book Page000M49/000904
Instrument97
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,781.00 (+1.31%)$117,300 (-) Land $20,000 Building $97,300$117,300 (-) Land $20,000 Building $97,300
2023$1,758.00$117,300 Land $20,000 Building $97,300$117,300 Land $20,000 Building $97,300

Flood & Wildfire

459 Fox St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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