Kane County property record for 459 Dunham Rd, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 2,335 sqft · built 2006 |
| Lot Size | 0.243 acres (10,604 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $264,000 (Jun 2012) |
| Tax Bill | $8,765 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-252-082 |
| Primary APN | 09-26-252-082 |
|---|
| Units | 3 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 2,335 sqft Gross Area |
| 1st Floor Area | 2,335 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 10,604 sqft (0.243 acres) |
| Street Address | 459 DUNHAM RD, 200 |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1445 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COURTYARDS OF ST CHARLES OFFICE CONDO ASSOCIATION - UNIT 459B |
| Legal Subdivision | ST CHARLES OFFICE CONDO |
| Legal Block | 2 |
| Legal Unit | 459B |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 852005 |
459 Dunham Rd is owned by a company that bought it in June 2012.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 459 DUNHAM RD, 200, SAINT CHARLES, IL 60174-1445 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2012 · Amount on File |
| Deed Sale | Jun 14, 2012 · Amount on File |
| Prior Sale | Apr 20, 2010 · Amount on File |
| Deed Document Number | 201238706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 459 DUNHAM RD, ST CHARLES, IL 60174-1447 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000036977 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 2017K036977 |
| Name | UNION NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60120 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 17, 2022 |
The 2025 property tax bill for 459 Dunham Rd was $8,765.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,765.00 | $124,977 (+8.53%) Land $42,856 Building $82,121 | $375,081 (+8.53%) Land $128,619 Building $246,462 |
| 2024 | $115,155 Land $39,488 Building $75,667 | $345,603 Land $118,511 Building $227,092 | |
| 2022 | $7,964.00 (+3.86%) | $98,638 (+4.91%) Land $35,208 Building $63,430 | $295,914 (+4.91%) Land $105,624 Building $190,290 |
| 2021 | $7,668.00 | $94,021 Land $33,560 Building $60,461 | $282,063 Land $100,680 Building $181,383 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 459 Dunham Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 459 Dunham Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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